Florida / Bay / Bank deposits / Panama City
Panama City bank deposits
Deposits booked at FDIC insured offices in Panama City, Bay County, every June 30 since 1994, from the FDIC Summary of Deposits.
Deposits book at the office where the account is domiciled, a choice each bank makes, so one office or ZIP code can carry a region's deposits. Trends and office counts are the reliable read; a single year's figure for one place is not. City is the city the bank reports for each office, with spellings folded together by rule, not a municipal boundary. Reported by banks as Panama, Panama City, Panama City,.
As ofJune 30, 2026
Deposits$2,682,340,000
Change on a year earlier+11.8%
Change, real+8.4%
Offices25
Institutions18
Offices opened in the year1
Offices closed in the year1
By year
| As of | Deposits | Change | Change, real | Offices | Institutions | Opened | Closed |
|---|---|---|---|---|---|---|---|
| June 30, 2026 | $2,682,340,000 | +11.8% | +8.4% | 25 | 18 | 1 | 1 |
| June 30, 2025 | $2,398,171,000 | -6.7% | -8.7% | 25 | 18 | 0 | 2 |
| June 30, 2024 | $2,569,148,000 | -3.4% | -6.1% | 27 | 19 | 2 | 1 |
| June 30, 2023 | $2,659,880,000 | +2.1% | -1.1% | 26 | 18 | 1 | 2 |
| June 30, 2022 | $2,604,556,000 | +7.2% | -2.4% | 27 | 17 | 1 | 0 |
| June 30, 2021 | $2,429,190,000 | +2.8% | -2.9% | 26 | 16 | 0 | 2 |
| June 30, 2020 | $2,363,490,000 | +9.1% | +8.8% | 28 | 16 | 1 | 1 |
| June 30, 2019 | $2,166,268,000 | +24.6% | +23.3% | 28 | 17 | 1 | 1 |
| June 30, 2018 | $1,737,931,000 | -0.3% | -2.9% | 28 | 16 | 1 | 0 |
| June 30, 2017 | $1,743,120,000 | +11.8% | +10.1% | 27 | 15 | 3 | 2 |
| June 30, 2016 | $1,559,558,000 | +11.0% | +10.1% | 26 | 13 | 3 | 2 |
| June 30, 2015 | $1,405,230,000 | +10.3% | +10.4% | 25 | 14 | 1 | 4 |
| June 30, 2014 | $1,273,958,000 | -10.1% | -12.1% | 28 | 14 | 0 | 2 |
| June 30, 2013 | $1,417,384,000 | +0.5% | -1.4% | 30 | 14 | 1 | 2 |
| June 30, 2012 | $1,410,964,000 | -5.5% | -7.1% | 31 | 14 | 0 | 3 |
| June 30, 2011 | $1,492,995,000 | +11.6% | +7.4% | 34 | 16 | 5 | 2 |
| June 30, 2010 | $1,338,338,000 | -10.5% | -11.3% | 31 | 15 | 4 | 8 |
| June 30, 2009 | $1,495,900,000 | -1.3% | +0.1% | 35 | 16 | 0 | 3 |
| June 30, 2008 | $1,515,455,000 | +5.2% | -0.1% | 38 | 18 | 6 | 3 |
| June 30, 2007 | $1,441,134,000 | -5.0% | -7.5% | 35 | 17 | 4 | 1 |
| June 30, 2006 | $1,516,527,000 | -2.9% | -7.1% | 32 | 15 | 3 | 0 |
| June 30, 2005 | $1,561,027,000 | +21.1% | +17.9% | 29 | 13 | 3 | 1 |
| June 30, 2004 | $1,288,989,000 | +10.0% | +6.6% | 27 | 12 | 2 | 0 |
| June 30, 2003 | $1,171,509,000 | +11.1% | +8.8% | 25 | 11 | 1 | 2 |
| June 30, 2002 | $1,054,699,000 | +8.7% | +7.9% | 26 | 10 | 5 | 5 |
| June 30, 2001 | $970,521,000 | -1.1% | -3.8% | 26 | 8 | 1 | 2 |
| June 30, 2000 | $981,172,000 | +5.4% | +1.7% | 27 | 9 | 2 | 0 |
| June 30, 1999 | $931,206,000 | +3.6% | +2.0% | 25 | 8 | 1 | 3 |
| June 30, 1998 | $898,466,000 | +6.5% | +5.1% | 27 | 10 | 3 | 1 |
| June 30, 1997 | $843,737,000 | +1.9% | 0.0% | 25 | 10 | 4 | 1 |
| June 30, 1996 | $827,641,000 | +5.4% | +2.1% | 22 | 10 | 1 | 0 |
| June 30, 1995 | $785,158,000 | +5.7% | +2.6% | 21 | 9 | 1 | 1 |
| June 30, 1994 | $742,768,000 | n/a | n/a | 21 | 9 | n/a | n/a |
Real change deflates each June by that month's consumer price index, in dollars of June 2026. An office opened in a year when its FDIC office number is in the area that June 30 and was not the June before, and closed when the reverse holds. An office that moves or is renumbered after a merger counts as a closure and an opening. Through 2010 the FDIC file leaves the office number blank for some offices; those are followed by bank and branch number instead, which a merger resets.
Offices as of June 30, 2026
Every office the FDIC lists in Panama City that June 30, with the deposits booked there, its type, the date the FDIC records it as established, and its coordinates as the FDIC geocodes them.
| Bank | Office | Address as reported | Deposits | Office type | Established | Latitude, longitude |
|---|---|---|---|---|---|---|
| The Huntington National Bank | Panama City Branch | 101 W 23rd St, Panama City 32405 | $297,406,000 | Full service, brick and mortar | 2008-04-08 | 30.189309, -85.659843 |
| Hancock Whitney Bank | Hwy 77 Branch | 2305 Highway 77, Panama City 32405 | $296,019,000 | Full service, brick and mortar | 1983-07-21 | 30.189693, -85.65005 |
| Trustmark Bank | Panama City Main Branch | 144 Harrison Ave, Panama City 32401 | $278,717,000 | Full service, brick and mortar | 2017-01-03 | 30.154002, -85.661368 |
| Regions Bank | Panama City Main Branch | 469 W 23rd St, Panama City 32405 | $202,207,000 | Full service, brick and mortar | 1990-06-12 | 30.18919, -85.666102 |
| Regions Bank | Harrison Ave Branch | 800 Harrison Ave, Panama City 32401 | $183,673,000 | Full service, brick and mortar | 1934-06-01 | 30.162676, -85.660042 |
| Truist Bank | 23Rd Street Branch | 511 W 23rd St, Panama City 32405 | $181,074,000 | Full service, brick and mortar | 1990-04-23 | 30.189206, -85.667219 |
| Wells Fargo Bank, National Association | Panama City Main Branch | 112 W 23rd St, Panama City 32405 | $175,456,000 | Full service, brick and mortar | 1989-11-08 | 30.190158, -85.661437 |
| Centennial Bank | Panama City Main Branch | 2200 Stanford Rd, Panama City 32405 | $164,923,000 | Full service, brick and mortar | 2012-02-16 | 30.188631, -85.675266 |
| Hancock Whitney Bank | Edgewater Branch | 11701 Panama City Beach Pkwy, Panama City 32407 | $121,057,000 | Full service, brick and mortar | 2010-08-30 | 30.198788, -85.818026 |
| Trustmark Bank | Panama City Jenks Branch | 220 W 19th St, Panama City 32405 | $106,470,000 | Full service, brick and mortar | 2001-09-24 | 30.182859, -85.662213 |
| First Federal Bank | First Federal Bank Of Florida Branch | 415 N Richard Jackson Blvd, Panama City 32407 | $98,048,000 | Full service, brick and mortar | 2016-07-13 | 30.187205, -85.816058 |
| Regions Bank | 2405 Thomas Dr Panama City Branch | 2405 Navy Boulevard, Panama City 32408 | $94,968,000 | Full service, brick and mortar | 1997-06-26 | 30.161782, -85.766153 |
| Centennial Bank | Lynn Haven Branch | 635 E Baldwin Rd, Panama City 32405 | $86,147,000 | Full service, brick and mortar | 2006-02-06 | 30.202697, -85.650364 |
| ServisFirst Bank | Panama City Branch | 2402 State Ave, Panama City 32405 | $64,112,000 | Full service, brick and mortar | 2026-05-16 | 30.191802, -85.665576 |
| MidSouth Bank | Panama City Branch | 1418 W 23rd St, Panama City 32405 | $62,909,000 | Full service, brick and mortar | 2005-02-10 | 30.190247, -85.685067 |
| SmartBank | Panama City Highway 77 Branch | 2713 Highway 77, Panama City 32405 | $57,770,000 | Full service, brick and mortar | 2019-09-16 | 30.197046, -85.649903 |
| Community Bank of Mississippi | W. 23Rd Street Branch | 1602 W 23rd St, Panama City 32405 | $56,714,000 | Full service, brick and mortar | 2018-08-01 | 30.190198, -85.686685 |
| Regions Bank | St Andrews Branch | 3109 W 23rd St, Panama City 32405 | $51,017,000 | Full service, brick and mortar | 1952-07-28 | 30.189268, -85.701509 |
| Ameris Bank | Panama City Branch | 450 E 23rd St, Panama City 32405 | $43,472,000 | Full service, brick and mortar | 2008-02-11 | 30.189056, -85.654575 |
| PeoplesSouth Bank | Panama City Branch | 400 W 23rd St, Panama City 32405 | $26,823,000 | Full service, brick and mortar | 2007-03-27 | 30.190083, -85.66706 |
| PeoplesSouth Bank | Callawaybranch | 607 S Tyndall Pkwy, Panama City 32404 | $12,846,000 | Full service, brick and mortar | 2014-12-01 | 30.136214, -85.590782 |
| United Community Bank | Panama City Branch | 1805 W. 23rd St., Panama City 32405 | $9,964,000 | Full service, brick and mortar | 2023-11-20 | 30.189361, -85.689349 |
| Renasant Bank | Panama City Branch | 701 Harrison Ave, Panama City 32401 | $9,270,000 | Full service, brick and mortar | 2018-01-15 | 30.160857, -85.660679 |
| Capital City Bank | Lynn Haven Branch | 3436 Highway 77, Suite B, Panama City 32405 | $1,153,000 | Full service, brick and mortar | 2023-12-11 | 30.210618, -85.64942 |
| Southeast First National Bank | Hutchison Boulevard Branch | 12720 Hutchison Blvd, Panama City 32407 | $125,000 | Full service, brick and mortar | 2008-02-02 | 30.19924, -85.835765 |
Sources on this page
- Federal Deposit Insurance Corporation: Summary of Deposits, deposits by office as of June 30 each year, 1994 to the latest survey, with the FDIC state and county tables every year must add up to. Deposits book at the office where the account is domiciled, a choice each bank makes, so one office or ZIP code can carry a region's deposits. Trends and office counts are the reliable read; a single year's figure for one place is not. Sources and methods.
Download the data
The county workbook lists every office in every June 30 survey with its address, coordinates and deposits, and the county, city and ZIP code rollups by year.