Florida / Putnam County / Palatka

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Palatka

City, Putnam County. Population 10,601 (2025), +0.9% on the prior year, +1.5% since 2020 Last updated 2026-10-04.

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Palatka

Boundary: US Census Bureau TIGER/Line, simplified for drawing. 9.85 square miles of land.

Population

2025
BEBR, April 1, 202510,601BusinessFlare® estimate, April 1, 202610,612Population, April 1, 1979 to 2025197911.5k high2025

BEBR's April 1, 2025 figure carried to April 1, 2026 at Putnam County's growth rate of 0.30% a year, the annual rate in EDR's Demographic Estimating Conference county estimate for 2025 and medium projection for 2030, with the county's net new residents shared out to its places by their share of the county's net new residential units between the 2025 final and 2026 preliminary tax rolls.

Change since the prior year+0.9%2024 to 2025
Change since 2020+1.5%2020 to 2025
Census 202010,4462020

University of Florida Bureau of Economic and Business Research, Florida Estimates of Population, retrieved 2026-10-01; Florida Office of Economic and Demographic Research, Demographic Estimating Conference: Projections of Florida Population by County, with Estimates for the base year, retrieved 2026-10-04 | Population estimates

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Basis of the latest figureestimate2025

Population by year

April 1 of each year. Basis is census in a census year, otherwise BEBR's estimate.

YearPopulationBasisChange
202510,601estimate+0.9%
202410,503estimate0.0%
202310,506estimate-0.2%
202210,529estimate+0.6%
202110,468estimate+0.2%
202010,446census-2.6%
201910,723estimate+0.7%
201810,649estimate-0.1%
201710,662estimate+1.1%
201610,548estimate+1.2%
201510,418estimate+0.4%
201410,377estimate+1.4%
201310,230estimate+0.3%
201210,203estimate-3.0%
201110,522estimate-0.3%
201010,558census-5.2%
200911,133estimate-1.2%
200811,264estimate-1.8%
200711,470estimate+0.5%
200611,417estimate+2.4%
200511,154estimate+3.1%
200410,820estimate+2.9%
200310,510estimate+2.5%
200210,250estimate+2.1%
200110,037estimate0.0%
200010,033census-7.7%
199910,874estimate+1.3%
199810,734estimate+0.6%
199710,666estimate-0.2%
199610,685estimate-0.2%
199510,705estimate0.0%
199410,700estimate+2.4%
199310,447estimate+0.3%
199210,415estimate+1.9%
199110,224estimaten/a
198910,848estimate+1.6%
198810,677estimate+1.0%
198710,576estimate+1.5%
198610,421estimate-0.1%
198510,430estimate+1.4%
198410,282estimate-2.0%
198310,488estimate+0.2%
198210,471estimate+2.9%
198110,175estimaten/a
19799,228estimaten/a

Labor force (county figures)

Aug 2026

County figures, no city estimate published by FloridaCommerce

Unemployment rate (Putnam County)5.6%Unemployment rate, not seasonally adjusted, Aug 2016 to Aug 2026Aug 201612.1% highAug 2026
Labor force (Putnam County)29,865Aug 2026
Employment (Putnam County)28,198Aug 2026
Unemployed (Putnam County)1,667Aug 2026
Rate a year earlier5.2%Aug 2025
Labor force, change on a year earlier+1.5%Aug 2026

US Bureau of Labor Statistics, Local Area Unemployment Statistics, retrieved 2026-10-01 | Labor force page

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Latest month is preliminaryyesAug 2026

Monthly, last three years

Not seasonally adjusted. The latest month may be preliminary.

MonthLabor forceEmployedUnemployedRate
Aug 202629,86528,1981,6675.6%
Jul 202629,48827,7831,7055.8%
Jun 202629,77928,0951,6845.7%
May 202629,77128,1221,6495.5%
Apr 202629,72828,0561,6725.6%
Mar 202629,52827,9101,6185.5%
Feb 202629,75227,9501,8026.1%
Jan 202629,51527,6401,8756.4%
Dec 202529,50627,8021,7045.8%
Nov 202529,76627,9141,8526.2%
Sep 202529,79128,2071,5845.3%
Aug 202529,41427,8731,5415.2%
Jul 202529,12627,6221,5045.2%
Jun 202529,29427,8551,4394.9%
May 202529,24127,9821,2594.3%
Apr 202529,06027,8451,2154.2%
Mar 202528,96227,7211,2414.3%
Feb 202528,78427,5331,2514.3%
Jan 202528,80027,5121,2884.5%
Dec 202428,77627,6351,1414.0%
Nov 202428,90927,6011,3084.5%
Oct 202429,17627,8961,2804.4%
Sep 202429,40328,1481,2554.3%
Aug 202429,45528,1011,3544.6%
Jul 202429,41128,0401,3714.7%
Jun 202429,04027,7851,2554.3%
May 202428,91327,8261,0873.8%
Apr 202428,92627,8941,0323.6%
Mar 202428,86427,7251,1393.9%
Feb 202428,77127,6031,1684.1%
Jan 202428,78127,6021,1794.1%
Dec 202328,77327,7121,0613.7%
Nov 202328,75827,6541,1043.8%
Oct 202329,13127,9511,1804.1%
Sep 202328,95127,7921,1594.0%
Aug 202328,90627,6861,2204.2%

Annual averages

YearLabor forceEmployedUnemployedRate
202529,24927,8061,4434.9%
202429,03527,8211,2144.2%
202328,54727,4521,0953.8%
202227,80026,6711,1294.1%
202128,02326,3401,6836.0%
202026,81324,6282,1858.1%
201926,90925,7591,1504.3%
201827,12725,8201,3074.8%
201727,42425,9581,4665.3%
201627,53325,8081,7256.3%
201527,24125,1412,1007.7%
201427,81425,2902,5249.1%
201328,08925,0353,05410.9%
201228,74125,2283,51312.2%
201129,69825,8393,85913.0%

Sales and visitor spending

12 months to Mar 2026
BusinessFlare® estimate, last 12 months$542.5M

Monthly series, visitor, resident and big ticket groups, chart and workbook with the pass. Get the pass / Sign in

Pass holders: Get the pass / Sign in opens the pass page and brings you straight back here signed in; the monthly estimate then loads in this card.

Economic Census geographic area series, retail trade and accommodation and food services, 2017 and 2022, retrieved 2026-10-01; BusinessFlare® city-level sales and visitor spending estimate (method and error; the figures are Street Economics Pass data), retrieved 2026-10-04 | How the estimate is made

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BusinessFlare® estimate from public sources. The estimate anchors on the sales the US Census Bureau published for this place in the 2017 and 2022 Economic Census, for retail trade and for accommodation and food services, and moves them month by month with the county's sales tax returns by kind of business (Florida Department of Revenue Form 10). After the 2022 anchor the place's share of the county moves with the growth of its commercial property on the Department's 2026 tax roll, as submitted by the county property appraiser, by use code: stores, shopping centers, supermarkets and auto dealers for retail; restaurants, bars and hotels for accommodation and food. The three spending groups follow the county's kind code mix within each sector. Every place with both anchors was carried from 2017 to 2022 the same way and the landing on the 2022 Census figure is the published error.

A landing error over 25% carries a wide error flag. The error is published with every figure; an estimate is never shown without it. Rounded to the nearest hundred thousand dollars; the monthly series is pass data.

Statewide median error, 2017 to 2022 back-test15.7%2017 to 2022
Retail trade (NAICS 44-45): Census sales 2017$330M2017
Retail trade (NAICS 44-45): Census sales 2022$493M2022
Retail trade (NAICS 44-45): 2022 landing error4.9%2022
Accommodation and food services (NAICS 72): Census sales 2017$42.2M2017
Accommodation and food services (NAICS 72): Census sales 2022$53.7M2022
Accommodation and food services (NAICS 72): 2022 landing error7.4%2022

Economic Census anchors and the back-test

SectorCensus sales 2017Census sales 20222017 carried to 2022Landing error
Retail trade (NAICS 44-45)$330M$493M$469M4.9%
Accommodation and food services (NAICS 72)$42.2M$53.7M$57.7M7.4%

Business base

Aug 2026
Licensed food service, lodging and alcohol businesses178New licenses by month, Sep 2016 to Aug 2026Sep 20164 highAug 2026
Food service licenses80Aug 2026
Lodging licenses30Aug 2026
Alcoholic beverage licenses68Aug 2026
New licenses, last 12 months17Aug 2026
New business filings, last 12 months (postal city)419Sep 2026
Change on the 12 months before+15.7%Sep 2026
New filings, latest month22Sep 2026

Florida DBPR active licensure base files: public food service, public lodging and retail alcoholic beverage licenses, retrieved 2026-10-01; Florida Division of Corporations (Sunbiz) bulk corporate data files, new entity filings by month, retrieved 2026-10-01 | Licenses Business formations

Licenses are placed inside the city limits by their geocoded address.

Business formations are by postal city: Palatka, which is not the city limits.

No ZIP code has its Census internal point inside this place, so ZIP Code Business Patterns are not shown.

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Licenses by type

Counted licenses in DBPR's food service, lodging and alcoholic beverage files, placed by geocoded address.

License typeFileActive
2010-SEATfood57
2APSalcohol31
2014-MFDVfood17
2003-NAPTlodging17
2COPalcohol15
5COP-SFSalcohol8
5COPalcohol6
2010-NOSTfood5
2007-DWEL-SNGLlodging5
2002-MOTLlodging4
3APSalcohol3
2001-HOTLlodging3
11Calcohol1
11CGalcohol1
13CTalcohol1
1APSalcohol1
5COP-SBXalcohol1
2015-VENDfood1
2007-DWEL-CLCTlodging1

Filings by entity type, last 12 months

Sunbiz new entity filings by the ZIP code of the principal address, grouped to the USPS postal city (postal city: Palatka)

Entity typeLast 12 months12 months before
Florida limited liability companies366318
Florida profit corporations3223
Florida non-profit corporations1921
Out of state entities registering in Florida20
Partnerships, trusts and other filings00

Building permits

Dec 2014
Housing units permitted, last 12 months1Housing units permitted by month, Jan 2005 to Dec 2014Jan 200513 highDec 2014
Change on the 12 months before-87.5%Dec 2014
Permit valuation, last 12 months$214KDec 2014
Units, latest month0Dec 2014
Single family units, last 12 months1Dec 2014
Units in buildings of 5 or more, last 12 months0Dec 2014
Units, latest annual table02020

US Census Bureau, Building Permits Survey, place and county residential permits, retrieved 2026-10-01 | Building permits

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Monthly, last three years

Residential permits as the Bureau publishes them; imputed months are the Bureau's imputations.

MonthUnits1 unit5 or moreValuation
Dec 2014000$0
Nov 2014000$0
Oct 2014000$0
Sep 2014000$0
Aug 2014110$214K
Jul 2014000$0
Jun 2014000$0
May 2014000$0
Apr 2014000$0
Mar 2014000$0
Feb 2014000$0
Jan 2014000$0
Dec 2013110$222K
Nov 2013000$0
Oct 2013110$222K
Sep 2013110$222K
Aug 2013000$0
Jul 2013110$222K
Jun 2013110$222K
May 2013000$0
Apr 2013110$222K
Mar 2013110$193K
Feb 2013110$193K
Jan 2013000$0
Dec 2012110$193K
Nov 2012110$193K
Oct 2012000$0
Sep 2012000$0
Aug 2012110$193K
Jul 2012110$193K
Jun 2012110$193K
May 2012110$193K
Apr 2012110$193K
Mar 2012110$106K
Feb 2012000$0
Jan 2012110$106K

Annual table

YearUnits1 unit5 or moreValuation
2020000$0
2019000$0
2018110$165K
2017440$510K
2016440$510K
2015000$0
2014110$214K
2013880$1.72M
2012550$1.11M
2011770$1.35M
2010440$424K
2009770$1.04M
2008770$1.56M
200715150$1.44M
200616160$2.04M

Property roll

2026 preliminary
Total just value$1.3B
Total taxable value (non school)$806M2026 preliminary
Total taxable value (school)$882M2026 preliminary
Just value, change on the prior roll+0.8%2025 final roll to 2026 preliminary
Taxable value (non school), change on the prior roll+1.5%2025 final roll to 2026 preliminary
Total just value, prior roll$1.29B2025 final roll
New construction value$26M2026 preliminary
Parcels5,1382026 preliminary

Florida Department of Revenue, NAL tax roll (name, address, legal), 2026 preliminary and final as posted, retrieved 2026-10-04

Parcels are placed by Census block group through the Census Bureau's block assignment file; a parcel in a block group that straddles the limits is apportioned. Census 2010 block groups; 22% of the county's just value lies in a place. Medians are over the parcels whose block group lies mostly in the place. Qualified sales: the roll's own sale fields, qualification codes 01 and 02, improved, single parcel.

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Median single family just value$120K2026 preliminary
Qualified sales, last 12 months158Jun 2025 to May 2026
Median qualified sale price$196KJun 2025 to May 2026
Just value, residential$518M2026 preliminary
Just value, commercial$233M2026 preliminary
Just value, industrial$267M2026 preliminary
Just value, agricultural$7.08M2026 preliminary
Just value, vacant$26.2M2026 preliminary
Just value, institutional$75.8M2026 preliminary
Just value, government$164M2026 preliminary
Just value, other$14M2026 preliminary

Just value by use group

Department of Revenue land use codes grouped: residential 001 to 009, commercial 011 to 039, industrial 041 to 049, agricultural 050 to 069, vacant 000, 010, 040 and 070, institutional 071 to 079, government 080 to 089, other 090 to 099. Taxable is the non school taxable value. Just value change compares with the 2025 final roll, summed the same way.

Use groupParcelsJust valueTaxable (non school)New constructionResidential unitsJust value change
Residential3,409$518M$285M$8.84M4,013-0.5%
Commercial383$233M$206M$398Kn/a-47.4%
Industrial53$267M$262M$380Kn/a+275.4%
Agricultural24$7.08M$896K$1.0Kn/a+12.1%
Vacant961$26.2M$19.4M$20.9Kn/a+9.0%
Institutional95$75.8M$23.5M$0n/a+6.8%
Government129$164M$1.69M$16.4Mn/a+13.4%
Other83$14M$7.01M$4.05Kn/a-0.9%

Housing

2020 to 2024 ACS
Housing units4,574Homeownership rate, 1990 to 2024199054.0% high2024
Occupied units4,2462020 to 2024 ACS
Vacant units3282020 to 2024 ACS
Owner occupied households2,1552020-2024 5-Year
Renter occupied households2,0912020-2024 5-Year
Homeownership rate50.8%2020 to 2024 ACS
Cost burdened households, all tenures (over 30% of income)47.8%2025
Cost burdened renter households58.1%2025

Shimberg Center for Housing Studies, Florida Housing Data Clearinghouse, retrieved 2026-10-01 | Housing data

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Severely cost burdened renters (over 50%)20.2%2025
Assisted housing developments22Assisted Housing Inventory
Assisted units1,324Assisted Housing Inventory
Median gross rent$0.9K2020 to 2024 ACS
Median single family sale price$165K2024

Cost burden by income, 2025

Households by the share of income spent on housing, Shimberg Center estimates for 2025.

TenureIncome (share of area median)30% or less30.1 to 50%Over 50%
All households30% AMI or less133126554
All households30.01-50% AMI31426686
All households50.01-80% AMI375629261
All households80.01-120% AMI284470
All householdsGreater than 120% AMI1,104580
Renters30% AMI or less129113295
Renters30.01-50% AMI6423064
Renters50.01-80% AMI241536118
Renters80.01-120% AMI150160
RentersGreater than 120% AMI40700
Owners30% AMI or less413259
Owners30.01-50% AMI2503622
Owners50.01-80% AMI13493143
Owners80.01-120% AMI134310
OwnersGreater than 120% AMI697580

Single family sales by year

YearMedian priceSales
1996$49.9K91
1997$46.8K78
1998$52K123
1999$51.5K115
2000$54K108
2001$62.2K104
2002$58.2K103
2003$68K107
2004$72.1K159
2005$87.5K168
2006$117K140
2007$120K82
2008$100K63
2009$86.4K49
2010$70K44
2011$66.2K44
2012$68.5K34
2013$55K51
2014$76K49
2015$62K81

Assisted housing developments

Shimberg Center Assisted Housing Inventory.

DevelopmentAddressCityUnitsAssisted
Holly Ridge Senior6401 Saint John AvenuePalatka120120
Woodland Point6710 St. Johns AvenuePalatka120120
Northside802 N 14th StPalatka116115
College Arms Apartments I2305 Husson AvenuePalatka108108
James A. Long2100 Bronson StPalatka100100
W. MADISON HEIGHTS2000 McClellan StPalatka8484
Rosa Ragsdale5108 Ragsdale DrPalatka8484
Grand Pines2501 Prosper StreetPalatka7878
Barry Manor1000 HUSSON AVEPalatka7675
Kay Larkin301 Kay Larkin DrivePalatka6060
St Johns River Apts3421 ST. JOHNS AVE.Palatka4848
Carriage Gate Of Palatka Apts6501 ST. JOHNS AVE.Palatka4848
Enclave (The) - Palatka507 3rd AvenuePalatka4040
Annie M Spell Senior Community3310 Crill AvePalatka3838
Cherry Tree II208 Zeagler DrivePalatka3636
Cherry Tree Apts206 ZEAGLER DR.Palatka3434
Forest Glen I700 FOREST GLEN DRPalatka3333
Forest Glen IIi700 FOREST GLEN DRPalatka3030
Progressive Housing2201 HUSSON AVENUEPalatka2524
Forest Glen II700 FOREST GLEN DRPalatka2424
College Arms Apartments II2305-A HUSSON AVEPalatka1413
Arc Of Putnam County Group Home1015 S 10TH STPalatka1212

Fiscal

Sep 2026
Half-cent sales tax, latest month$51.8KHalf-cent sales tax distributions by month, Oct 2016 to Sep 2026Oct 2016$80.2K highSep 2026
Half-cent sales tax, fiscal year to date$595KFY2026 to Sep 2026
Half-cent sales tax, last 12 months$595KSep 2026
Half-cent sales tax, change on the 12 months before-0.3%Sep 2026
State revenue sharing, latest month$38.6KSep 2026
State revenue sharing, fiscal year to date$462KFY2026 to Sep 2026
State revenue sharing, last 12 months$462KSep 2026
State revenue sharing, change on the 12 months before+2.8%Sep 2026

Florida Office of Economic and Demographic Research, Expenditures and Revenues Reported by Florida's County and Municipal Governments, retrieved 2026-10-01; Florida Department of Revenue, Revenue Confirmation Online, distributions to local governments, retrieved 2026-10-01; Florida Department of Financial Services, LOGERx local government Annual Financial Report data, long-term debt outstanding, retrieved 2026-10-04 | Distributions Annual financial report

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Total revenues$57.3MFY2024
Revenues, change on the year before+17.0%FY2024
Total expenditures$41.1MFY2024
Expenditures, change on the year before+2.8%FY2024
Revenues per resident$5.45KFY2024
Long-term debt outstanding at year end$21.9MFY2025
Long-term debt, change on the year before+3.2%FY2025

Half-cent sales tax, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$51.8K
Aug 2026$54.3K
Jul 2026$45.4K
Jun 2026$53K
May 2026$57.1K
Apr 2026$47.6K
Mar 2026$46.7K
Feb 2026$55.1K
Jan 2026$43.2K
Dec 2025$47.3K
Nov 2025$46.5K
Oct 2025$47.2K
Sep 2025$50K
Aug 2025$53.9K
Jul 2025$51K
Jun 2025$53.3K
May 2025$55.2K
Apr 2025$49.3K
Mar 2025$47.9K
Feb 2025$44.9K
Jan 2025$50K
Dec 2024$46.9K
Nov 2024$45.6K
Oct 2024$48.7K
Sep 2024$49.6K
Aug 2024$51.2K
Jul 2024$53K
Jun 2024$41.4K
May 2024$55.3K
Apr 2024$50.3K
Mar 2024$27.2K
Feb 2024$48.2K
Jan 2024$53K
Dec 2023$52.1K
Nov 2023$49.9K
Oct 2023$47.6K

State revenue sharing, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$38.6K
Aug 2026$38.6K
Jul 2026$38.6K
Jun 2026$37.7K
May 2026$37.7K
Apr 2026$37.7K
Mar 2026$37.7K
Feb 2026$37.7K
Jan 2026$37.7K
Dec 2025$39.9K
Nov 2025$39.9K
Oct 2025$39.9K
Sep 2025$40.9K
Aug 2025$40.9K
Jul 2025$40.9K
Jun 2025$35.6K
May 2025$35.6K
Apr 2025$35.6K
Mar 2025$35.6K
Feb 2025$35.6K
Jan 2025$35.6K
Dec 2024$35.6K
Nov 2024$38.6K
Oct 2024$38.6K
Sep 2024$38.6K
Aug 2024$38.6K
Jul 2024$38.6K
Jun 2024$40.8K
May 2024$40.8K
Apr 2024$40.8K
Mar 2024$40.8K
Feb 2024$40.8K
Jan 2024$40.8K
Dec 2023$40.8K
Nov 2023$40.8K
Oct 2023$40.8K

Long-term debt by fiscal year

Total long-term debt outstanding at fiscal year end, all funds, as the government reported it to the Department of Financial Services in its Annual Financial Report.

Fiscal yearDebt outstandingChange
FY2025$21.9M+3.2%
FY2024$21.2M+65.2%
FY2023$12.8M-6.5%
FY2022$13.7M+3.2%
FY2021$13.3M+15.3%
FY2020$11.6M-4.4%
FY2019$12.1M+4.3%
FY2018$11.6M-6.4%
FY2017$12.4M-7.8%
FY2016$13.4M-9.4%
FY2015$14.8M-4.6%
FY2014$15.5M-1.9%
FY2013$15.8Mn/a

Revenues by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Taxes$11.3M$7.72M+46.8%
Permits, Fees, and Special Assessments$3.44M$2.87M+19.7%
Intergovernmental Revenues$2.63M$7.31M-64.0%
Charges for Services$15M$14.3M+5.3%
Judgments, Fines, and Forfeits$138K$101K+36.9%
Miscellaneous Revenues$14.6M$8.56M+71.1%
Other Sources$10.1M$8.15M+23.6%
Taxesn/an/an/a
Intergovernmental Revenuen/an/an/a
Permits and Franchise Feesn/an/an/a

Expenditures by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Services (Not Court-Related)$9.34M$11.6M-19.4%
Public Safety$7.83M$7.14M+9.7%
Physical Environment$13.6M$13.3M+1.7%
Transportation$6.18M$3.16M+95.5%
Economic Environment$176K$2.59M-93.2%
Human Services$81.3K$75.9K+7.1%
Culture / Recreation$725K$1.22M-40.6%
Other Uses and Non-Operating$3.18M$859K+269.8%
Other Usesn/an/an/a

Bank deposits

June 30, 2026
Deposits (offices reporting this city)$685MDeposits, June 30 each year, 1994 to 20261994$685M high2026
Change on a year earlier+3.6%June 30, 2026
Change, real+0.4%June 30, 2026
Branches6June 30, 2026
Institutions5June 30, 2026
Branches opened since the survey a year earlier0June 30, 2026
Branches closed since the survey a year earlier0June 30, 2026

FDIC Summary of Deposits, Florida offices, every June 30 since 1994, retrieved 2026-10-01 | Bank deposits

Offices whose reported city is Palatka.

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Offices, June 30, 2026

Deposits as each office reports them to the FDIC; the city is the one the bank reports, not a municipal boundary.

InstitutionBranchAddressCityDeposits
SouthState Bank, National AssociationPalatka Branch350 N State Road 19Palatka$265M
TD Bank, National AssociationPalatka West Branch101 Highway #19, NorthPalatka$140M
Ameris BankPalatka Branch601 Reid StPalatka$87.6M
Ameris BankPalatka West Branch100 N Hgwy 19Palatka$85.5M
Barwick Banking CompanyPalatka Branch620 S. State Road, Suite 1Palatka$81.6M
Capital City BankPalatka West Branch4120 Crill AvePalatka$24.5M

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