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Florida / Charlotte County / Punta Gorda

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Punta Gorda

City, Charlotte County. Population 20,446 (2025), 0.0% on the prior year, +5.0% since 2020 Last updated 2026-10-04.

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Punta Gorda

Boundary: US Census Bureau TIGER/Line, simplified for drawing. 15.45 square miles of land.

Population

2025
Population20,446Population, April 1, 1979 to 2025197920.4k high2025
Change since the prior year0.0%2024 to 2025
Change since 2020+5.0%2020 to 2025
Census 202019,4712020

University of Florida Bureau of Economic and Business Research, Florida Estimates of Population, retrieved 2026-10-01 | Population estimates

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Basis of the latest figureestimate2025

Population by year

April 1 of each year. Basis is census in a census year, otherwise BEBR's estimate.

YearPopulationBasisChange
202520,446estimate0.0%
202420,443estimate+0.2%
202320,410estimate+2.4%
202219,930estimate+1.5%
202119,637estimate+0.9%
202019,471census-2.5%
201919,961estimate+2.4%
201819,487estimate+3.4%
201718,838estimate+2.6%
201618,368estimate+3.9%
201517,675estimate+1.1%
201417,487estimate+2.3%
201317,087estimate+0.6%
201216,984estimate+1.5%
201116,741estimate+0.6%
201016,641census-2.0%
200916,989estimate-3.8%
200817,651estimate+1.2%
200717,444estimate+2.9%
200616,952estimate+4.3%
200516,255estimate-5.3%
200417,168estimate+3.5%
200316,591estimate+2.9%
200216,120estimate+5.8%
200115,236estimate+6.2%
200014,344census+5.1%
199913,646estimate+6.9%
199812,768estimate+1.9%
199712,531estimate+1.8%
199612,308estimate+2.8%
199511,978estimate+0.9%
199411,873estimate+0.9%
199311,769estimate+1.6%
199211,587estimate+3.4%
199111,207estimaten/a
198911,151estimate+4.8%
198810,644estimate+4.9%
198710,148estimate+3.0%
19869,853estimate+4.4%
19859,435estimate+8.5%
19848,694estimate+4.9%
19838,291estimate+4.2%
19827,953estimate+8.2%
19817,348estimaten/a
19798,036estimaten/a

Labor force (county figures)

Aug 2026

County figures, no city estimate published by FloridaCommerce

Unemployment rate (Charlotte County)5.9%Unemployment rate, not seasonally adjusted, Aug 2016 to Aug 2026Aug 201614.7% highAug 2026
Labor force (Charlotte County)77,706Aug 2026
Employment (Charlotte County)73,125Aug 2026
Unemployed (Charlotte County)4,581Aug 2026
Rate a year earlier5.4%Aug 2025
Labor force, change on a year earlier-0.1%Aug 2026

US Bureau of Labor Statistics, Local Area Unemployment Statistics, retrieved 2026-10-01 | Labor force page

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Latest month is preliminaryyesAug 2026

Monthly, last three years

Not seasonally adjusted. The latest month may be preliminary.

MonthLabor forceEmployedUnemployedRate
Aug 202677,70673,1254,5815.9%
Jul 202676,98572,4924,4935.8%
Jun 202677,75473,2594,4955.8%
May 202677,75173,5254,2265.4%
Apr 202678,20473,7514,4535.7%
Mar 202678,21773,9014,3165.5%
Feb 202678,59273,7624,8306.1%
Jan 202677,97872,9485,0306.5%
Dec 202577,81973,4554,3645.6%
Nov 202577,94473,1214,8236.2%
Sep 202577,75273,4504,3025.5%
Aug 202577,80673,6104,1965.4%
Jul 202577,37573,3754,0005.2%
Jun 202577,78274,0343,7484.8%
May 202578,41475,0123,4024.3%
Apr 202578,80175,5113,2904.2%
Mar 202579,13575,8993,2364.1%
Feb 202578,63875,2013,4374.4%
Jan 202578,53374,9393,5944.6%
Dec 202477,79274,6503,1424.0%
Nov 202477,27373,7363,5374.6%
Oct 202476,46972,9633,5064.6%
Sep 202477,78874,3223,4664.5%
Aug 202477,62074,1113,5094.5%
Jul 202477,91874,3393,5794.6%
Jun 202477,57674,4113,1654.1%
May 202477,69974,8972,8023.6%
Apr 202477,63774,9652,6723.4%
Mar 202478,13475,3932,7413.5%
Feb 202477,71874,7592,9593.8%
Jan 202476,86073,8303,0303.9%
Dec 202376,51973,9542,5653.4%
Nov 202375,61772,8352,7823.7%
Oct 202375,66572,7362,9293.9%
Sep 202375,21072,0683,1424.2%
Aug 202374,89971,7323,1674.2%

Annual averages

YearLabor forceEmployedUnemployedRate
202578,18274,3283,8544.9%
202477,54174,3653,1764.1%
202374,85972,1092,7503.7%
202272,01869,2712,7473.8%
202169,18565,8683,3174.8%
202067,16161,8035,3588.0%
201967,16364,5222,6413.9%
201866,17463,3382,8364.3%
201765,50262,2353,2675.0%
201665,19561,5383,6575.6%
201567,59363,4954,0986.1%
201466,51761,7664,7517.1%
201365,83860,3125,5268.4%
201265,39858,9556,4439.9%
201165,53358,0177,51611.5%

Sales and visitor spending

12 months to Mar 2026
BusinessFlare® estimate, last 12 months$728.7M

Monthly series, visitor, resident and big ticket groups, chart and workbook with the pass. Get the pass / Sign in Wide error flag.

Pass holders: once signed in on the pass page, the monthly estimate loads here.

Economic Census geographic area series, retail trade and accommodation and food services, 2017 and 2022, retrieved 2026-10-01; BusinessFlare® city-level sales and visitor spending estimate (method and error; the figures are Street Economics Pass data), retrieved 2026-10-04 | How the estimate is made

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BusinessFlare® estimate from public sources. The estimate anchors on the sales the US Census Bureau published for this place in the 2017 and 2022 Economic Census, for retail trade and for accommodation and food services, and moves them month by month with the county's sales tax returns by kind of business (Florida Department of Revenue Form 10). After the 2022 anchor the place's share of the county moves with the growth of its commercial property on the Department's 2026 tax roll, as submitted by the county property appraiser, by use code: stores, shopping centers, supermarkets and auto dealers for retail; restaurants, bars and hotels for accommodation and food. The three spending groups follow the county's kind code mix within each sector. Every place with both anchors was carried from 2017 to 2022 the same way and the landing on the 2022 Census figure is the published error.

A landing error over 25% carries a wide error flag. The error is published with every figure; an estimate is never shown without it. Rounded to the nearest hundred thousand dollars; the monthly series is pass data.

Statewide median error, 2017 to 2022 back-test15.7%2017 to 2022
Retail trade (NAICS 44-45): Census sales 2017$672M2017
Retail trade (NAICS 44-45): Census sales 2022$614M2022
Retail trade (NAICS 44-45): 2022 landing error60.1%2022
Accommodation and food services (NAICS 72): Census sales 2017$96.6M2017
Accommodation and food services (NAICS 72): Census sales 2022$101M2022
Accommodation and food services (NAICS 72): 2022 landing error61.5%2022

Economic Census anchors and the back-test

SectorCensus sales 2017Census sales 20222017 carried to 2022Landing error
Retail trade (NAICS 44-45)$672M$614M$982M60.1%
Accommodation and food services (NAICS 72)$96.6M$101M$163M61.5%
  • wide error: the 2017 carry-forward landed 60% from the 2022 Census figure for Retail trade (NAICS 44-45)
  • wide error: the 2017 carry-forward landed 61% from the 2022 Census figure for Accommodation and food services (NAICS 72)

Business base

Aug 2026
Licensed food service, lodging and alcohol businesses458New licenses by month, Sep 2016 to Aug 2026Sep 20169 highAug 2026
Food service licenses120Aug 2026
Lodging licenses239Aug 2026
Alcoholic beverage licenses99Aug 2026
New licenses, last 12 months32Aug 2026
New business filings, last 12 months (postal city)1,823Sep 2026
Change on the 12 months before+18.8%Sep 2026
New filings, latest month120Sep 2026

Florida DBPR active licensure base files: public food service, public lodging and retail alcoholic beverage licenses, retrieved 2026-10-01; Florida Division of Corporations (Sunbiz) bulk corporate data files, new entity filings by month, retrieved 2026-10-01 | Licenses Business formations

Licenses are placed inside the city limits by their geocoded address.

Business formations are by postal city: Punta Gorda, which is not the city limits.

No ZIP code has its Census internal point inside this place, so ZIP Code Business Patterns are not shown.

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Licenses by type

Counted licenses in DBPR's food service, lodging and alcoholic beverage files, placed by geocoded address.

License typeFileActive
2007-DWEL-SNGLlodging182
2010-SEATfood93
4COP-SFSalcohol31
2006-CNDO-SNGLlodging27
2COPalcohol23
2APSalcohol18
2014-MFDVfood18
2003-NAPTlodging10
2007-DWEL-CLCTlodging6
3PSalcohol5
4COPalcohol5
2010-NOSTfood4
2001-HOTLlodging4
2006-CNDO-CLCTlodging4
11Calcohol3
13CTalcohol3
4COP-SPXalcohol3
2014-HTDGfood3
11CGalcohol2
4COP-Salcohol2
2002-MOTLlodging2
2006-CNDO-GRPlodging2
11PAalcohol1
1APSalcohol1
4COP-SALalcohol1
4COP-SCXalcohol1
2013-CATRfood1
2015-VENDfood1
2003-TAPTlodging1
2005-BNBlodging1

Filings by entity type, last 12 months

Sunbiz new entity filings by the ZIP code of the principal address, grouped to the USPS postal city (postal city: Punta Gorda)

Entity typeLast 12 months12 months before
Florida limited liability companies1,6141,362
Florida profit corporations112111
Florida non-profit corporations7132
Out of state entities registering in Florida2526
Partnerships, trusts and other filings13

Building permits

Aug 2026
Housing units permitted, last 12 months130Housing units permitted by month, Dec 2009 to Aug 2026Dec 200944 highAug 2026
Change on the 12 months before+8.3%Aug 2026
Permit valuation, last 12 months$49.4MAug 2026
Units, latest month10Aug 2026
Single family units, last 12 months94Aug 2026
Units in buildings of 5 or more, last 12 months20Aug 2026
Units, latest annual table1222025

US Census Bureau, Building Permits Survey, place and county residential permits, retrieved 2026-10-01 | Building permits

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Monthly, last three years

Residential permits as the Bureau publishes them; imputed months are the Bureau's imputations.

MonthUnits1 unit5 or moreValuation
Aug 202610100$5.07M
Jul 2026550$1.77M
Jun 2026880$2.76M
May 202618180$7.56M
Apr 202619190$7.72M
Mar 2026330$1.43M
Feb 2026660$2.08M
Jan 20261240$3.58M
Dec 20251255$4.21M
Nov 2025945$3.25M
Oct 20251365$4.8M
Sep 20251565$5.16M
Aug 2025440$2.6M
Jul 2025660$3.06M
Jun 2025440$2.6M
May 2025310$1.3M
Apr 20251130$2.75M
Mar 2025000$0
Feb 202522200$7.52M
Jan 202523230$7.35M
Dec 20241255$4.39M
Nov 2024945$3.4M
Oct 20241365$5.01M
Sep 20241365$5.01M
Aug 20241365$5.01M
Jul 20241365$5.01M
Jun 20241365$5.01M
May 20241475$5.64M
Apr 20241475$5.64M
Mar 202410100$5.08M
Feb 20241190$5M
Jan 2024330$1.3M
Dec 2023970$3.98M
Nov 20231080$4.49M
Oct 20231190$5M
Sep 2023990$4.58M

Annual table

YearUnits1 unit5 or moreValuation
20251228220$44.6M
20241387545$55.5M
20231456956$56.8M
20221231050$57.2M
2021471146297$113M
20201421140$47.6M
201985810$33.1M
201817410639$58.1M
20171351230$41.1M
20161211170$41.3M
201518413252$48.2M
20141081080$36.4M
201392880$28.4M
201263630$21.2M
201132280$9.97M

Property roll

2026 preliminary
Total just value$5.64B
Total taxable value (non school)$4.31B2026 preliminary
Total taxable value (school)$4.59B2026 preliminary
Just value, change on the prior roll-8.0%2025 final roll to 2026 preliminary
Taxable value (non school), change on the prior roll-2.0%2025 final roll to 2026 preliminary
Total just value, prior roll$6.13B2025 final roll
New construction value$101M2026 preliminary
Parcels14,5832026 preliminary

Florida Department of Revenue, NAL tax roll, 2026 preliminary and final as posted, retrieved 2026-10-03

Parcels are placed by Census block group through the Census Bureau's block assignment file; a parcel in a block group that straddles the limits is apportioned. Census 2020 block groups; 47% of the county's just value lies in a place. Medians are over the parcels whose block group lies mostly in the place. Qualified sales: the roll's own sale fields, qualification codes 01 and 02, improved, single parcel.

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Median single family just value$495K2026 preliminary
Qualified sales, last 12 months1,040Jun 2025 to May 2026
Median qualified sale price$439KJun 2025 to May 2026
Just value, residential$4.51B2026 preliminary
Just value, commercial$385M2026 preliminary
Just value, industrial$76.6M2026 preliminary
Just value, agricultural$62.5M2026 preliminary
Just value, vacant$250M2026 preliminary
Just value, institutional$90.3M2026 preliminary
Just value, government$240M2026 preliminary
Just value, other$21.8M2026 preliminary

Just value by use group

Department of Revenue land use codes grouped: residential 001 to 009, commercial 011 to 039, industrial 041 to 049, agricultural 050 to 069, vacant 000, 010, 040 and 070, institutional 071 to 079, government 080 to 089, other 090 to 099. Taxable is the non school taxable value. Just value change compares with the 2025 final roll, summed the same way.

Use groupParcelsJust valueTaxable (non school)New constructionResidential unitsJust value change
Residential11,567$4.51B$3.64B$93.7M11,989-10.3%
Commercial284$385M$315M$2.89Mn/a+5.8%
Industrial100$76.6M$69.4M$2.07Mn/a+0.5%
Agricultural54$62.5M$3.22M$868Kn/a+3.0%
Vacant2,358$250M$209M$300Kn/a-4.3%
Institutional28$90.3M$49.9M$15.1Kn/a+0.4%
Government86$240M$647K$1.3Mn/a+5.8%
Other106$21.8M$15.1M$0n/a+1.8%

Housing

2020 to 2024 ACS
Housing units13,756Homeownership rate, 1990 to 2024199086.0% high2024
Occupied units10,2352020 to 2024 ACS
Vacant units3,5212020 to 2024 ACS
Owner occupied households8,3622020-2024 5-Year
Renter occupied households1,8732020-2024 5-Year
Homeownership rate81.7%2020 to 2024 ACS
Cost burdened households, all tenures (over 30% of income)29.7%2025
Cost burdened renter households57.6%2025

Shimberg Center for Housing Studies, Florida Housing Data Clearinghouse, retrieved 2026-10-01 | Housing data

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Severely cost burdened renters (over 50%)27.0%2025
Assisted housing developments9Assisted Housing Inventory
Assisted units770Assisted Housing Inventory
Median gross rent$1.41K2020 to 2024 ACS
Median single family sale price$700K2024

Cost burden by income, 2025

Households by the share of income spent on housing, Shimberg Center estimates for 2025.

TenureIncome (share of area median)30% or less30.1 to 50%Over 50%
All households30% AMI or less61179540
All households30.01-50% AMI201329350
All households50.01-80% AMI591285212
All households80.01-120% AMI83731284
All householdsGreater than 120% AMI5,871625285
Renters30% AMI or less2895261
Renters30.01-50% AMI22106173
Renters50.01-80% AMI3913467
Renters80.01-120% AMI731170
RentersGreater than 120% AMI6261170
Owners30% AMI or less3384279
Owners30.01-50% AMI179223177
Owners50.01-80% AMI552151145
Owners80.01-120% AMI76419584
OwnersGreater than 120% AMI5,245508285

Single family sales by year

YearMedian priceSales
1996$159K248
1997$162K356
1998$180K355
1999$192K397
2000$205K414
2001$230K456
2002$270K549
2003$320K498
2004$378K474
2005$475K310
2006$480K202
2007$419K190
2008$320K267
2009$290K258
2010$285K269
2011$255K278
2012$287K383
2013$294K381
2014$315K403
2015$350K442

Assisted housing developments

Shimberg Center Assisted Housing Inventory.

DevelopmentAddressCityUnitsAssisted
Seven Palms1200 Slash Pine CirclePunta Gorda336336
Gulf Breeze340 Gulf Breeze AvenuePunta Gorda170168
Verandas of Punta Gorda III24500 Airport RoadPunta Gorda7272
Verandas of Punta Gorda24500 Airport RoadPunta Gorda6060
Verandas of Punta Gorda II24500 Airport RoadPunta Gorda6060
City Of Punta Gorda Housing Auth.412 Fitzhugh Ave AptPunta Gorda3030
Vincentian Villas II1825 Lavilla RoadPunta Gorda1717
Vincentian Villas1825 Lavilla RoadPunta Gorda1515
William Place218 West William StreetPunta Gorda1212

Fiscal

Sep 2026
Half-cent sales tax, latest month$163KHalf-cent sales tax distributions by month, Oct 2016 to Sep 2026Oct 2016$236K highSep 2026
Half-cent sales tax, fiscal year to date$2.02MFY2026 to Sep 2026
Half-cent sales tax, last 12 months$2.02MSep 2026
Half-cent sales tax, change on the 12 months before-8.8%Sep 2026
State revenue sharing, latest month$64.3KSep 2026
State revenue sharing, fiscal year to date$805KFY2026 to Sep 2026
State revenue sharing, last 12 months$805KSep 2026
State revenue sharing, change on the 12 months before-0.7%Sep 2026

Florida Office of Economic and Demographic Research, Expenditures and Revenues Reported by Florida's County and Municipal Governments, retrieved 2026-10-01; Florida Department of Revenue, Revenue Confirmation Online, distributions to local governments, retrieved 2026-10-01; Florida Department of Financial Services, LOGERx local government Annual Financial Report data, long-term debt outstanding, retrieved 2026-10-04 | Distributions Annual financial report

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Total revenues$165MFY2024
Revenues, change on the year before+21.4%FY2024
Total expenditures$126MFY2024
Expenditures, change on the year before+53.4%FY2024
Revenues per resident$8.06KFY2024
Long-term debt outstanding at year end$106MFY2025
Long-term debt, change on the year before+108.4%FY2025

Half-cent sales tax, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$163K
Aug 2026$155K
Jul 2026$161K
Jun 2026$176K
May 2026$204K
Apr 2026$178K
Mar 2026$183K
Feb 2026$182K
Jan 2026$160K
Dec 2025$161K
Nov 2025$150K
Oct 2025$144K
Sep 2025$174K
Aug 2025$173K
Jul 2025$187K
Jun 2025$201K
May 2025$223K
Apr 2025$207K
Mar 2025$190K
Feb 2025$193K
Jan 2025$190K
Dec 2024$172K
Nov 2024$145K
Oct 2024$158K
Sep 2024$181K
Aug 2024$173K
Jul 2024$185K
Jun 2024$201K
May 2024$228K
Apr 2024$214K
Mar 2024$204K
Feb 2024$210K
Jan 2024$187K
Dec 2023$189K
Nov 2023$176K
Oct 2023$168K

State revenue sharing, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$64.3K
Aug 2026$64.3K
Jul 2026$64.3K
Jun 2026$66.6K
May 2026$66.6K
Apr 2026$66.6K
Mar 2026$66.6K
Feb 2026$66.6K
Jan 2026$66.6K
Dec 2025$70.8K
Nov 2025$70.8K
Oct 2025$70.8K
Sep 2025$72.7K
Aug 2025$72.7K
Jul 2025$72.7K
Jun 2025$64.5K
May 2025$64.5K
Apr 2025$64.5K
Mar 2025$64.5K
Feb 2025$64.5K
Jan 2025$64.5K
Dec 2024$64.5K
Nov 2024$70.5K
Oct 2024$70.5K
Sep 2024$70.5K
Aug 2024$70.5K
Jul 2024$70.5K
Jun 2024$65.4K
May 2024$65.4K
Apr 2024$65.4K
Mar 2024$65.4K
Feb 2024$65.4K
Jan 2024$65.4K
Dec 2023$65.4K
Nov 2023$65.4K
Oct 2023$65.4K

Long-term debt by fiscal year

Total long-term debt outstanding at fiscal year end, all funds, as the government reported it to the Department of Financial Services in its Annual Financial Report.

Fiscal yearDebt outstandingChange
FY2025$106M+108.4%
FY2024$50.7M-6.5%
FY2023$54.3M+64.4%
FY2022$33M-9.8%
FY2021$36.6M-3.7%
FY2020$38M+116.6%
FY2019$17.5M-7.9%
FY2018$19M+6.6%
FY2017$17.9M+6.0%
FY2016$16.8M-6.9%
FY2015$18.1M-8.9%
FY2014$19.9M-52.5%
FY2013$41.9Mn/a

Revenues by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Taxes$28.1M$21.6M+30.3%
Permits, Fees, and Special Assessments$12M$6.04M+98.4%
Intergovernmental Revenues$6.17M$15.3M-59.8%
Charges for Services$32.2M$35.3M-8.8%
Judgments, Fines, and Forfeits$103K$23.1K+347.3%
Miscellaneous Revenues$37M$25.7M+44.1%
Other Sources$49.2M$31.8M+54.7%
Taxesn/an/an/a
Intergovernmental Revenuen/an/an/a
Permits and Franchise Feesn/an/an/a

Expenditures by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Services (Not Court-Related)$8.88M$7.95M+11.6%
Public Safety$19.1M$17.4M+9.3%
Physical Environment$28.5M$25.6M+11.4%
Transportation$2.97M$6.21M-52.2%
Economic Environment$342K$0.1K+349017.3%
Culture / Recreation$18.8M$8.67M+116.8%
Other Uses and Non-Operating$47.5M$16.3M+191.1%
Human Servicesn/an/an/a
Other Usesn/an/an/a

Bank deposits

June 30, 2026
Deposits (offices reporting this city)$1.43BDeposits, June 30 each year, 1994 to 20261994$1.85B high2026
Change on a year earlier-1.4%June 30, 2026
Change, real-4.4%June 30, 2026
Branches10June 30, 2026
Institutions9June 30, 2026
Branches opened since the survey a year earlier1June 30, 2026
Branches closed since the survey a year earlier0June 30, 2026

FDIC Summary of Deposits, Florida offices, every June 30 since 1994, retrieved 2026-10-01 | Bank deposits

Offices whose reported city is Punta Gorda.

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Offices, June 30, 2026

Deposits as each office reports them to the FDIC; the city is the one the bank reports, not a municipal boundary.

InstitutionBranchAddressCityDeposits
Centennial BankPunta Gorda Branch401 Taylor StPunta Gorda$196M
Wells Fargo Bank, National AssociationBurnt Store Square Branch10001 Burnt Store RdPunta Gorda$193M
Truist BankPunta Gorda Branch2390 Tamiami TrlPunta Gorda$179M
Crews Bank & TrustPunta Gorda Branch2331 Tamiami TrlPunta Gorda$177M
Bank OZKPunta Gorda Branch3855 Tamiami TrlPunta Gorda$159M
Wells Fargo Bank, National AssociationPunta Gorda Branch314 Taylor StPunta Gorda$148M
JPMorgan Chase Bank, National AssociationPunta Gorda911 Tamiami TrlPunta Gorda$131M
Pinnacle BankPunta Gorda Branch125 Nesbit StPunta Gorda$113M
Regions BankPunta Gorda Branch1401 Tamiami TrlPunta Gorda$98.9M
Fifth Third Bank, National AssociationPunta Gorda Bc Branch120 W Mckenzie StPunta Gorda$36M

Sources on this page

Cards not shown

Every figure on this page is read from the place file below, which carries each figure with its value, period, source, source URL and retrieval date.

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PDF report Excel workbook JSON

The PDF carries the same figures and source lines as this page. The workbook has one sheet per card. The JSON is the place file every page, export and feed reads, at a stable public path: /data/localflare/places/1259200.json. The index of every place is at /data/localflare/index.json.