Florida / Bay County / Panama City Beach
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Panama City Beach
City, Bay County. Population 19,581 (2025), +0.2% on the prior year, +8.2% since 2020 Last updated 2026-10-04.
Boundary: US Census Bureau TIGER/Line, simplified for drawing. 19.31 square miles of land.
Population
2025BEBR's April 1, 2025 figure carried to April 1, 2026 at Bay County's growth rate of 1.15% a year, the annual rate in EDR's Demographic Estimating Conference county estimate for 2025 and medium projection for 2030, with the county's net new residents shared out to its places by their share of the county's net new residential units between the 2025 final and 2026 preliminary tax rolls.
University of Florida Bureau of Economic and Business Research, Florida Estimates of Population, retrieved 2026-10-01; Florida Office of Economic and Demographic Research, Demographic Estimating Conference: Projections of Florida Population by County, with Estimates for the base year, retrieved 2026-10-04 | Population estimates
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Population by year
April 1 of each year. Basis is census in a census year, otherwise BEBR's estimate.
| Year | Population | Basis | Change |
|---|---|---|---|
| 2025 | 19,581 | estimate | +0.2% |
| 2024 | 19,549 | estimate | -1.5% |
| 2023 | 19,842 | estimate | +4.0% |
| 2022 | 19,078 | estimate | +1.6% |
| 2021 | 18,783 | estimate | +3.8% |
| 2020 | 18,094 | census | +34.7% |
| 2019 | 13,435 | estimate | +2.6% |
| 2018 | 13,099 | estimate | +2.8% |
| 2017 | 12,741 | estimate | +1.6% |
| 2016 | 12,545 | estimate | +0.6% |
| 2015 | 12,467 | estimate | +2.3% |
| 2014 | 12,191 | estimate | +0.8% |
| 2013 | 12,094 | estimate | +0.2% |
| 2012 | 12,067 | estimate | +0.3% |
| 2011 | 12,025 | estimate | +0.1% |
| 2010 | 12,018 | census | -13.1% |
| 2009 | 13,831 | estimate | +2.8% |
| 2008 | 13,453 | estimate | +15.5% |
| 2007 | 11,651 | estimate | +16.5% |
| 2006 | 10,005 | estimate | +11.5% |
| 2005 | 8,972 | estimate | +7.8% |
| 2004 | 8,322 | estimate | +5.1% |
| 2003 | 7,920 | estimate | +0.3% |
| 2002 | 7,897 | estimate | +1.2% |
| 2001 | 7,806 | estimate | +1.8% |
| 2000 | 7,671 | census | +48.3% |
| 1999 | 5,174 | estimate | +6.3% |
| 1998 | 4,866 | estimate | +3.3% |
| 1997 | 4,710 | estimate | +3.4% |
| 1996 | 4,554 | estimate | -0.6% |
| 1995 | 4,583 | estimate | +3.6% |
| 1994 | 4,424 | estimate | +1.9% |
| 1993 | 4,341 | estimate | +2.7% |
| 1992 | 4,227 | estimate | +2.7% |
| 1991 | 4,115 | estimate | n/a |
| 1989 | 5,470 | estimate | +15.3% |
| 1988 | 4,746 | estimate | +11.9% |
| 1987 | 4,240 | estimate | +11.5% |
| 1986 | 3,801 | estimate | +12.6% |
| 1985 | 3,376 | estimate | +19.1% |
| 1984 | 2,834 | estimate | +5.7% |
| 1983 | 2,682 | estimate | +11.4% |
| 1982 | 2,407 | estimate | +7.0% |
| 1981 | 2,249 | estimate | n/a |
| 1979 | 2,340 | estimate | n/a |
Labor force (county figures)
Aug 2026County figures, no city estimate published by FloridaCommerce
US Bureau of Labor Statistics, Local Area Unemployment Statistics, retrieved 2026-10-01 | Labor force page
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Monthly, last three years
Not seasonally adjusted. The latest month may be preliminary.
| Month | Labor force | Employed | Unemployed | Rate |
|---|---|---|---|---|
| Aug 2026 | 95,375 | 91,158 | 4,217 | 4.4% |
| Jul 2026 | 94,724 | 90,411 | 4,313 | 4.6% |
| Jun 2026 | 95,607 | 91,330 | 4,277 | 4.5% |
| May 2026 | 94,531 | 90,372 | 4,159 | 4.4% |
| Apr 2026 | 94,242 | 89,904 | 4,338 | 4.6% |
| Mar 2026 | 93,663 | 89,407 | 4,256 | 4.5% |
| Feb 2026 | 92,842 | 88,135 | 4,707 | 5.1% |
| Jan 2026 | 92,192 | 87,160 | 5,032 | 5.5% |
| Dec 2025 | 92,224 | 87,798 | 4,426 | 4.8% |
| Nov 2025 | 92,352 | 87,686 | 4,666 | 5.1% |
| Sep 2025 | 93,934 | 90,059 | 3,875 | 4.1% |
| Aug 2025 | 94,454 | 90,508 | 3,946 | 4.2% |
| Jul 2025 | 94,648 | 90,836 | 3,812 | 4.0% |
| Jun 2025 | 95,091 | 91,483 | 3,608 | 3.8% |
| May 2025 | 94,209 | 91,014 | 3,195 | 3.4% |
| Apr 2025 | 94,038 | 90,954 | 3,084 | 3.3% |
| Mar 2025 | 93,676 | 90,507 | 3,169 | 3.4% |
| Feb 2025 | 91,951 | 88,612 | 3,339 | 3.6% |
| Jan 2025 | 91,846 | 88,287 | 3,559 | 3.9% |
| Dec 2024 | 91,887 | 88,881 | 3,006 | 3.3% |
| Nov 2024 | 92,722 | 89,461 | 3,261 | 3.5% |
| Oct 2024 | 94,039 | 90,919 | 3,120 | 3.3% |
| Sep 2024 | 93,257 | 90,104 | 3,153 | 3.4% |
| Aug 2024 | 94,340 | 90,985 | 3,355 | 3.6% |
| Jul 2024 | 94,823 | 91,398 | 3,425 | 3.6% |
| Jun 2024 | 94,705 | 91,445 | 3,260 | 3.4% |
| May 2024 | 93,249 | 90,477 | 2,772 | 3.0% |
| Apr 2024 | 92,392 | 89,785 | 2,607 | 2.8% |
| Mar 2024 | 92,221 | 89,414 | 2,807 | 3.0% |
| Feb 2024 | 90,286 | 87,321 | 2,965 | 3.3% |
| Jan 2024 | 89,541 | 86,289 | 3,252 | 3.6% |
| Dec 2023 | 89,573 | 86,797 | 2,776 | 3.1% |
| Nov 2023 | 90,438 | 87,664 | 2,774 | 3.1% |
| Oct 2023 | 92,011 | 89,153 | 2,858 | 3.1% |
| Sep 2023 | 92,644 | 89,822 | 2,822 | 3.0% |
| Aug 2023 | 93,472 | 90,565 | 2,907 | 3.1% |
Annual averages
| Year | Labor force | Employed | Unemployed | Rate |
|---|---|---|---|---|
| 2025 | 93,493 | 89,795 | 3,698 | 4.0% |
| 2024 | 92,789 | 89,707 | 3,082 | 3.3% |
| 2023 | 90,956 | 88,334 | 2,622 | 2.9% |
| 2022 | 88,220 | 85,701 | 2,519 | 2.9% |
| 2021 | 86,137 | 82,641 | 3,496 | 4.1% |
| 2020 | 82,743 | 77,568 | 5,175 | 6.3% |
| 2019 | 84,990 | 81,764 | 3,226 | 3.8% |
| 2018 | 89,295 | 85,639 | 3,656 | 4.1% |
| 2017 | 89,401 | 85,674 | 3,727 | 4.2% |
| 2016 | 89,600 | 85,338 | 4,262 | 4.8% |
| 2015 | 87,452 | 82,617 | 4,835 | 5.5% |
| 2014 | 87,057 | 81,313 | 5,744 | 6.6% |
| 2013 | 85,924 | 79,367 | 6,557 | 7.6% |
| 2012 | 86,037 | 78,324 | 7,713 | 9.0% |
| 2011 | 86,965 | 77,924 | 9,041 | 10.4% |
Sales and visitor spending
12 months to Mar 2026Monthly series, visitor, resident and big ticket groups, chart and workbook with the pass. Get the pass / Sign in
Pass holders: Get the pass / Sign in opens the pass page and brings you straight back here signed in; the monthly estimate then loads in this card.
Economic Census geographic area series, retail trade and accommodation and food services, 2017 and 2022, retrieved 2026-10-01; BusinessFlare® city-level sales and visitor spending estimate (method and error; the figures are Street Economics Pass data), retrieved 2026-10-04 | How the estimate is made
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BusinessFlare® estimate from public sources. The estimate anchors on the sales the US Census Bureau published for this place in the 2017 and 2022 Economic Census, for retail trade and for accommodation and food services, and moves them month by month with the county's sales tax returns by kind of business (Florida Department of Revenue Form 10). After the 2022 anchor the place's share of the county moves with the growth of its commercial property on the Department's 2026 tax roll, as submitted by the county property appraiser, by use code: stores, shopping centers, supermarkets and auto dealers for retail; restaurants, bars and hotels for accommodation and food. The three spending groups follow the county's kind code mix within each sector. Every place with both anchors was carried from 2017 to 2022 the same way and the landing on the 2022 Census figure is the published error.
A landing error over 25% carries a wide error flag. The error is published with every figure; an estimate is never shown without it. Rounded to the nearest hundred thousand dollars; the monthly series is pass data.
Economic Census anchors and the back-test
| Sector | Census sales 2017 | Census sales 2022 | 2017 carried to 2022 | Landing error |
|---|---|---|---|---|
| Retail trade (NAICS 44-45) | $594M | $968M | $880M | 9.1% |
| Accommodation and food services (NAICS 72) | $346M | $487M | $568M | 16.6% |
Business base
Aug 2026Florida DBPR active licensure base files: public food service, public lodging and retail alcoholic beverage licenses, retrieved 2026-10-01; Florida Division of Corporations (Sunbiz) bulk corporate data files, new entity filings by month, retrieved 2026-10-01 | Licenses Business formations
Licenses are placed inside the city limits by their geocoded address.
Business formations are by postal city: Panama City Beach, which is not the city limits.
No ZIP code has its Census internal point inside this place, so ZIP Code Business Patterns are not shown.
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Licenses by type
Counted licenses in DBPR's food service, lodging and alcoholic beverage files, placed by geocoded address.
| License type | File | Active |
|---|---|---|
| 2006-CNDO-SNGL | lodging | 1,559 |
| 2007-DWEL-SNGL | lodging | 540 |
| 2006-CNDO-CLCT | lodging | 287 |
| 2010-SEAT | food | 221 |
| 2006-CNDO-GRP | lodging | 173 |
| 4COP-SFS | alcohol | 84 |
| 2007-DWEL-CLCT | lodging | 84 |
| 2COP | alcohol | 61 |
| 2APS | alcohol | 44 |
| 2010-NOST | food | 36 |
| 2007-DWEL-GRP | lodging | 25 |
| 2002-MOTL | lodging | 24 |
| 2003-NAPT | lodging | 23 |
| 4COP-S | alcohol | 22 |
| 2001-HOTL | lodging | 16 |
| 2014-MFDV | food | 13 |
| 4COP | alcohol | 12 |
| 3PS | alcohol | 4 |
| 2015-VEND | food | 3 |
| 11C | alcohol | 2 |
| 13CT | alcohol | 2 |
| 1APS | alcohol | 2 |
| 4COP-SBX | alcohol | 2 |
| 11CG | alcohol | 1 |
| 4COP-SAL | alcohol | 1 |
| 2003-TAPT | lodging | 1 |
Filings by entity type, last 12 months
Sunbiz new entity filings by the ZIP code of the principal address, grouped to the USPS postal city (postal city: Panama City Beach)
| Entity type | Last 12 months | 12 months before |
|---|---|---|
| Florida limited liability companies | 1,210 | 1,081 |
| Florida profit corporations | 47 | 64 |
| Florida non-profit corporations | 40 | 31 |
| Out of state entities registering in Florida | 29 | 14 |
| Partnerships, trusts and other filings | 0 | 2 |
Building permits
Aug 2026US Census Bureau, Building Permits Survey, place and county residential permits, retrieved 2026-10-01 | Building permits
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Monthly, last three years
Residential permits as the Bureau publishes them; imputed months are the Bureau's imputations.
| Month | Units | 1 unit | 5 or more | Valuation |
|---|---|---|---|---|
| Aug 2026 | 13 | 13 | 0 | $6.17M |
| Jul 2026 | 3 | 3 | 0 | $1.87M |
| Jun 2026 | 3 | 3 | 0 | $1.33M |
| May 2026 | 13 | 13 | 0 | $5.69M |
| Apr 2026 | 7 | 7 | 0 | $5.74M |
| Mar 2026 | 10 | 10 | 0 | $4.3M |
| Feb 2026 | 2 | 2 | 0 | $1.23M |
| Jan 2026 | 13 | 13 | 0 | $8.85M |
| Dec 2025 | 5 | 5 | 0 | $2.33M |
| Nov 2025 | 5 | 5 | 0 | $3.09M |
| Oct 2025 | 2 | 2 | 0 | $1.23M |
| Sep 2025 | 3 | 3 | 0 | $1.9M |
| Aug 2025 | 0 | 0 | 0 | $0 |
| Jul 2025 | 6 | 6 | 0 | $2.13M |
| Jun 2025 | 7 | 7 | 0 | $3.17M |
| May 2025 | 12 | 6 | 6 | $4.1M |
| Apr 2025 | 0 | 0 | 0 | $0 |
| Mar 2025 | 4 | 4 | 0 | $1.73M |
| Feb 2025 | 2 | 2 | 0 | $1.94M |
| Jan 2025 | 1 | 1 | 0 | $695K |
| Dec 2024 | 21 | 3 | 18 | $6.16M |
| Nov 2024 | 0 | 0 | 0 | $0 |
| Oct 2024 | 5 | 5 | 0 | $3.3M |
| Sep 2024 | 9 | 3 | 6 | $3.55M |
| Aug 2024 | 10 | 4 | 6 | $3.52M |
| Jul 2024 | 253 | 11 | 242 | $43.9M |
| Jun 2024 | 3 | 3 | 0 | $1.12M |
| May 2024 | 18 | 12 | 6 | $6.37M |
| Apr 2024 | 11 | 11 | 0 | $4.97M |
| Mar 2024 | 45 | 15 | 30 | $14.6M |
| Feb 2024 | 35 | 35 | 0 | $7.42M |
| Jan 2024 | 8 | 8 | 0 | $1.64M |
| Dec 2023 | 2 | 2 | 0 | $1.06M |
| Nov 2023 | 3 | 3 | 0 | $1.19M |
| Oct 2023 | 1 | 1 | 0 | $549K |
| Sep 2023 | 5 | 5 | 0 | $2.12M |
Annual table
| Year | Units | 1 unit | 5 or more | Valuation |
|---|---|---|---|---|
| 2025 | 47 | 41 | 6 | $22.3M |
| 2024 | 418 | 110 | 308 | $96.6M |
| 2023 | 116 | 114 | 0 | $52.6M |
| 2022 | 188 | 141 | 47 | $83.1M |
| 2021 | 604 | 64 | 540 | $80.1M |
| 2020 | 381 | 78 | 303 | $52.2M |
| 2019 | 223 | 223 | 0 | $69.1M |
| 2018 | 509 | 134 | 311 | $73.9M |
| 2017 | 520 | 119 | 348 | $71.2M |
| 2016 | 166 | 146 | 0 | $35.9M |
| 2015 | 135 | 135 | 0 | $39.3M |
| 2014 | 111 | 111 | 0 | $24.3M |
| 2013 | 195 | 99 | 86 | $21.5M |
| 2012 | 82 | 82 | 0 | $13.1M |
| 2011 | 90 | 70 | 12 | $12.7M |
Property roll
2026 preliminaryFlorida Department of Revenue, NAL tax roll (name, address, legal), 2026 preliminary and final as posted, retrieved 2026-10-04
Parcels are placed by Census block group through the Census Bureau's block assignment file; a parcel in a block group that straddles the limits is apportioned. Census 2020 block groups; 73% of the county's just value lies in a place. Medians are over the parcels whose block group lies mostly in the place. Qualified sales: the roll's own sale fields, qualification codes 01 and 02, improved, single parcel.
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Just value by use group
Department of Revenue land use codes grouped: residential 001 to 009, commercial 011 to 039, industrial 041 to 049, agricultural 050 to 069, vacant 000, 010, 040 and 070, institutional 071 to 079, government 080 to 089, other 090 to 099. Taxable is the non school taxable value. Just value change compares with the 2025 final roll, summed the same way.
| Use group | Parcels | Just value | Taxable (non school) | New construction | Residential units | Just value change |
|---|---|---|---|---|---|---|
| Residential | 17,551 | $7.03B | $6.16B | $74.4M | 20,337 | -0.4% |
| Commercial | 547 | $1.18B | $1.11B | $38.3M | n/a | +7.9% |
| Industrial | 96 | $158M | $153M | $5.88M | n/a | +7.2% |
| Agricultural | 25 | $24M | $1.97M | $0 | n/a | -3.2% |
| Vacant | 1,489 | $429M | $349M | $21.4K | n/a | +1.0% |
| Institutional | 23 | $51.7M | $27M | $403K | n/a | -1.5% |
| Government | 147 | $229M | $0 | $460K | n/a | +1.0% |
| Other | 41 | $31.9M | $27.5M | $0 | n/a | +2.8% |
Housing
2020 to 2024 ACSShimberg Center for Housing Studies, Florida Housing Data Clearinghouse, retrieved 2026-10-01 | Housing data
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Cost burden by income, 2025
Households by the share of income spent on housing, Shimberg Center estimates for 2025.
| Tenure | Income (share of area median) | 30% or less | 30.1 to 50% | Over 50% |
|---|---|---|---|---|
| All households | 30% AMI or less | 5 | 16 | 348 |
| All households | 30.01-50% AMI | 155 | 82 | 438 |
| All households | 50.01-80% AMI | 394 | 414 | 396 |
| All households | 80.01-120% AMI | 310 | 334 | 48 |
| All households | Greater than 120% AMI | 4,956 | 844 | 55 |
| Renters | 30% AMI or less | 5 | 0 | 198 |
| Renters | 30.01-50% AMI | 0 | 23 | 352 |
| Renters | 50.01-80% AMI | 45 | 312 | 295 |
| Renters | 80.01-120% AMI | 112 | 157 | 17 |
| Renters | Greater than 120% AMI | 1,476 | 517 | 28 |
| Owners | 30% AMI or less | 0 | 16 | 150 |
| Owners | 30.01-50% AMI | 155 | 59 | 86 |
| Owners | 50.01-80% AMI | 349 | 102 | 101 |
| Owners | 80.01-120% AMI | 198 | 177 | 31 |
| Owners | Greater than 120% AMI | 3,480 | 327 | 27 |
Single family sales by year
| Year | Median price | Sales |
|---|---|---|
| 1996 | $83K | 295 |
| 1997 | $90K | 291 |
| 1998 | $94.2K | 306 |
| 1999 | $117K | 341 |
| 2000 | $115K | 363 |
| 2001 | $125K | 380 |
| 2002 | $129K | 434 |
| 2003 | $147K | 509 |
| 2004 | $205K | 459 |
| 2005 | $285K | 389 |
| 2006 | $295K | 248 |
| 2007 | $269K | 210 |
| 2008 | $269K | 158 |
| 2009 | $185K | 174 |
| 2010 | $180K | 159 |
| 2011 | $178K | 174 |
| 2012 | $202K | 237 |
| 2013 | $205K | 317 |
| 2014 | $220K | 285 |
| 2015 | $229K | 360 |
Assisted housing developments
Shimberg Center Assisted Housing Inventory.
| Development | Address | City | Units | Assisted |
|---|---|---|---|---|
| Stone Harbor | 501 Alf Coleman Road | Panama City Beach | 160 | 160 |
| Stone Harbor II | 501 Alf Coleman Road | Panama City Beach | 56 | 56 |
Fiscal
Sep 2026Florida Office of Economic and Demographic Research, Expenditures and Revenues Reported by Florida's County and Municipal Governments, retrieved 2026-10-01; Florida Department of Revenue, Revenue Confirmation Online, distributions to local governments, retrieved 2026-10-01; Florida Department of Financial Services, LOGERx local government Annual Financial Report data, long-term debt outstanding, retrieved 2026-10-04 | Distributions Annual financial report
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Half-cent sales tax, monthly distributions
As the Department of Revenue's ledger prints them; a blank month is a month with no line.
| Month | Distributed |
|---|---|
| Sep 2026 | $269K |
| Aug 2026 | $273K |
| Jul 2026 | $224K |
| Jun 2026 | $212K |
| May 2026 | $227K |
| Apr 2026 | $170K |
| Mar 2026 | $150K |
| Feb 2026 | $159K |
| Jan 2026 | $148K |
| Dec 2025 | $180K |
| Nov 2025 | $188K |
| Oct 2025 | $188K |
| Sep 2025 | $293K |
| Aug 2025 | $298K |
| Jul 2025 | $247K |
| Jun 2025 | $239K |
| May 2025 | $231K |
| Apr 2025 | $185K |
| Mar 2025 | $155K |
| Feb 2025 | $179K |
| Jan 2025 | $168K |
| Dec 2024 | $196K |
| Nov 2024 | $189K |
| Oct 2024 | $220K |
| Sep 2024 | $266K |
| Aug 2024 | $287K |
| Jul 2024 | $242K |
| Jun 2024 | $221K |
| May 2024 | $231K |
| Apr 2024 | $188K |
| Mar 2024 | $164K |
| Feb 2024 | $177K |
| Jan 2024 | $166K |
| Dec 2023 | $198K |
| Nov 2023 | $204K |
| Oct 2023 | $215K |
State revenue sharing, monthly distributions
As the Department of Revenue's ledger prints them; a blank month is a month with no line.
| Month | Distributed |
|---|---|
| Sep 2026 | $64.8K |
| Aug 2026 | $64.8K |
| Jul 2026 | $64.8K |
| Jun 2026 | $60.8K |
| May 2026 | $60.8K |
| Apr 2026 | $60.8K |
| Mar 2026 | $60.8K |
| Feb 2026 | $60.8K |
| Jan 2026 | $60.8K |
| Dec 2025 | $65.3K |
| Nov 2025 | $65.3K |
| Oct 2025 | $65.3K |
| Sep 2025 | $67.3K |
| Aug 2025 | $67.3K |
| Jul 2025 | $67.3K |
| Jun 2025 | $62.7K |
| May 2025 | $62.7K |
| Apr 2025 | $62.7K |
| Mar 2025 | $62.7K |
| Feb 2025 | $62.7K |
| Jan 2025 | $62.7K |
| Dec 2024 | $62.7K |
| Nov 2024 | $69.8K |
| Oct 2024 | $69.8K |
| Sep 2024 | $69.8K |
| Aug 2024 | $69.8K |
| Jul 2024 | $69.8K |
| Jun 2024 | $68.2K |
| May 2024 | $68.2K |
| Apr 2024 | $68.2K |
| Mar 2024 | $68.2K |
| Feb 2024 | $68.2K |
| Jan 2024 | $68.2K |
| Dec 2023 | $68.2K |
| Nov 2023 | $68.2K |
| Oct 2023 | $68.2K |
Long-term debt by fiscal year
Total long-term debt outstanding at fiscal year end, all funds, as the government reported it to the Department of Financial Services in its Annual Financial Report.
| Fiscal year | Debt outstanding | Change |
|---|---|---|
| FY2025 | $80.4M | -6.5% |
| FY2024 | $85.9M | -5.9% |
| FY2023 | $91.4M | -5.5% |
| FY2022 | $96.7M | -5.1% |
| FY2021 | $102M | +52.4% |
| FY2020 | $66.9M | -6.4% |
| FY2019 | $71.5M | -5.9% |
| FY2018 | $75.9M | -5.1% |
| FY2017 | $80M | -12.8% |
| FY2016 | $91.7M | -4.3% |
| FY2015 | $95.8M | -1.8% |
| FY2014 | $97.6M | -7.5% |
| FY2013 | $106M | n/a |
Revenues by category, FY2024
Sum of the fund columns in EDR's workbook for this government.
| Category | FY2024 | FY2023 | Change |
|---|---|---|---|
| General Government Taxes | $29.7M | $30M | -0.9% |
| Permits, Fees, and Special Assessments | $25M | $22.6M | +10.4% |
| Intergovernmental Revenues | $40.8M | $25M | +63.1% |
| Charges for Services | $44M | $41.6M | +5.8% |
| Judgments, Fines, and Forfeits | $1.02M | $833K | +22.6% |
| Miscellaneous Revenues | $36.4M | $23.4M | +55.5% |
| Other Sources | $2.28M | $2.15M | +6.3% |
| Taxes | n/a | n/a | n/a |
| Intergovernmental Revenue | n/a | n/a | n/a |
| Permits and Franchise Fees | n/a | n/a | n/a |
Expenditures by category, FY2024
Sum of the fund columns in EDR's workbook for this government.
| Category | FY2024 | FY2023 | Change |
|---|---|---|---|
| General Government Services (Not Court-Related) | $11.9M | $10.4M | +14.7% |
| Public Safety | $38.8M | $26.6M | +45.7% |
| Physical Environment | $35.1M | $34.6M | +1.4% |
| Transportation | $25.3M | $25.5M | -0.6% |
| Economic Environment | $584K | $479K | +21.8% |
| Culture / Recreation | $12.2M | $11.9M | +2.7% |
| Other Uses and Non-Operating | $2.48M | $2.25M | +10.6% |
| Other Uses | n/a | n/a | n/a |
Bank deposits
June 30, 2026FDIC Summary of Deposits, Florida offices, every June 30 since 1994, retrieved 2026-10-01 | Bank deposits
Offices whose reported city is Panama City Beach.
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Offices, June 30, 2026
Deposits as each office reports them to the FDIC; the city is the one the bank reports, not a municipal boundary.
| Institution | Branch | Address | City | Deposits |
|---|---|---|---|---|
| Ameris Bank | Panama City Beach Branch | 11790 Panama City Beach Pkwy | Panama City Beach | $320M |
| Wells Fargo Bank, National Association | Thomas Drive Branch | 2509 Thomas Dr | Panama City Beach | $145M |
| Trustmark Bank | Thomas Drive Branch | 2305 Thomas Dr | Panama City Beach | $121M |
| Community Bank of Mississippi | Panama City Beach Branch | 11341 Panama City Beach Pkwy | Panama City Beach | $102M |
| Regions Bank | Pier Park Branch | 15501 Panama City Beach Pkwy | Panama City Beach | $99.7M |
| Wells Fargo Bank, National Association | Carillon Beach Branch | 23046 Panama City Beach Pkwy | Panama City Beach | $99.3M |
| Trustmark Bank | Y Shopping Center Branch | 17255 Panama City Beach Pkwy | Panama City Beach | $79.7M |
| The Huntington National Bank | Panama City Beach Branch | 600 Grand Panama Blvd, Ste 101 | Panama City Beach | $77.9M |
| Centennial Bank | Panama City Beach Branch | 12141 Panama City Beach Pkwy | Panama City Beach | $69.4M |
| Regions Bank | Breakfast Point Branch | 11540 Panama City Beach Pkwy | Panama City Beach | $65.4M |
| Regions Bank | Middle Beach Rd Branch | 10800 Hutchinson Boulevard | Panama City Beach | $64.1M |
| Truist Bank | Panama City Beach Branch | 11400 Panama City Beach Pkwy | Panama City Beach | $57.9M |
| Trustmark Bank | Panama City Beach Branch | 7522 Front Beach Rd | Panama City Beach | $41.2M |
| Centennial Bank | Thomas Drive Branch | 2515 Thomas Dr | Panama City Beach | $37.2M |
| Capital City Bank | Breakfast Point Branch | 10000 Panama City Beach Pkwy | Panama City Beach | $14.1M |
| MidSouth Bank | Panama City Beach Branch | 12851 Panama City Beach Pkwy | Panama City Beach | $12.9M |
| Capital City Bank | West Bay Office Branch | 8403 West Bay Parkway | Panama City Beach | $8.79M |
| PeoplesSouth Bank | Panama City Beach Branch | 23044 Panama City Beach Pkwy | Panama City Beach | $4.88M |
Sources on this page
- University of Florida, Bureau of Economic and Business Research: University of Florida Bureau of Economic and Business Research, Florida Estimates of Population. Retrieved 2026-10-01. Lag: Estimates are as of April 1 and are published the following December or January; the April 1 figure for a year appears eight to nine months after that date.
- Florida Office of Economic and Demographic Research: Florida Office of Economic and Demographic Research, Demographic Estimating Conference: Projections of Florida Population by County, with Estimates for the base year. Retrieved 2026-10-04. Lag: published each winter after the conference adopts the year's county estimates and medium projections.
- Florida Department of Revenue: Florida Department of Revenue, NAL tax roll (name, address, legal), 2026 preliminary and final as posted. Retrieved 2026-10-04. Bay County: 2026P roll, Bay 13 Preliminary NAL 2026.zip.
- Florida Department of Revenue: Florida Department of Revenue, NAL tax roll, 2025 (2025F), from the data portal's public records folders. Retrieved 2026-10-04. Bay County: 2025F\NAL_2025_13Bay_F.csv.
- US Bureau of Labor Statistics: US Bureau of Labor Statistics, Local Area Unemployment Statistics. Retrieved 2026-10-01. Lag: County and city figures for a month are published about five weeks after it ends, preliminary, and revised the following month; the state about three weeks after.
- US Census Bureau: Economic Census geographic area series, retail trade and accommodation and food services, 2017 and 2022. Retrieved 2026-10-01.
- Florida Department of Revenue: Florida Department of Revenue, Local Government Tax Distributions by County (Form 4), Tourist Development Tax. Retrieved 2026-09-28.
- BusinessFlare®: BusinessFlare® city-level sales and visitor spending estimate (method and error; the figures are Street Economics Pass data). Retrieved 2026-10-04.
- Florida Department of Business and Professional Regulation: Florida DBPR active licensure base files: public food service, public lodging and retail alcoholic beverage licenses. Retrieved 2026-10-01. Lag: Extracts are refreshed weekly; the statewide and county summaries are dated the first of each month.
- Florida Department of State, Division of Corporations: Florida Division of Corporations (Sunbiz) bulk corporate data files, new entity filings by month. Retrieved 2026-10-01. Lag: Filings are added to the daily file the day they are recorded; a month is complete once the daily files run past its end, and the latest month is preliminary until the next quarterly file includes it.
- US Census Bureau: US Census Bureau, Building Permits Survey, place and county residential permits. Retrieved 2026-10-01. Lag: A month's place and county figures are released on the 17th working day of the following month, revised with each later release of the year; the annual table appears in May.
- Shimberg Center for Housing Studies, University of Florida: Shimberg Center for Housing Studies, Florida Housing Data Clearinghouse. Retrieved 2026-10-01. Lag: Most datasets are updated once a year on a cycle ending June 30; the Assisted Housing Inventory is updated several times a year (its user guide dates every input).
- Florida Department of Revenue, Revenue Accounting: Florida Department of Revenue, Revenue Confirmation Online, distributions to local governments. Retrieved 2026-10-01. Lag: A distribution is posted on the day it is paid, so the current month is partial until its last payment run; a month is complete once the following month has begun.
- Florida Legislature, Office of Economic and Demographic Research (EDR), from Annual Financial Reports filed with the Department of Financial Services: Florida Office of Economic and Demographic Research, Expenditures and Revenues Reported by Florida's County and Municipal Governments. Retrieved 2026-10-01. Lag: A local fiscal year ends September 30; the Annual Financial Report is due to the Department of Financial Services nine months later, and EDR tabulates the reports over the following year, so a fiscal year is usually published one to two years after it ends.
- Florida Department of Financial Services: Florida Department of Financial Services, LOGERx local government Annual Financial Report data, long-term debt outstanding. Retrieved 2026-10-04. Lag: filed within nine months of the fiscal year end (twelve with an audit); the latest year fills in through the following year.
- Federal Deposit Insurance Corporation: FDIC Summary of Deposits, Florida offices, every June 30 since 1994. Retrieved 2026-10-01. Lag: The June 30 survey is published in the following September or October.
Cards not shown
- Tourist tax: the county does not publish tourist tax collections by city
Every figure on this page is read from the place file below, which carries each figure with its value, period, source, source URL and retrieval date.
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