Florida / Bay County / Callaway

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Callaway

City, Bay County. Population 15,157 (2025), +2.2% on the prior year, +16.2% since 2020 Last updated 2026-10-04.

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Callaway

Boundary: US Census Bureau TIGER/Line, simplified for drawing. 9.41 square miles of land.

Population

2025
BEBR, April 1, 202515,157BusinessFlare® estimate, April 1, 202615,157Population, April 1, 1979 to 2025197915.9k high2025

BEBR's April 1, 2025 figure carried to April 1, 2026 at Bay County's growth rate of 1.15% a year, the annual rate in EDR's Demographic Estimating Conference county estimate for 2025 and medium projection for 2030, with the county's net new residents shared out to its places by their share of the county's net new residential units between the 2025 final and 2026 preliminary tax rolls.

Change since the prior year+2.2%2024 to 2025
Change since 2020+16.2%2020 to 2025
Census 202013,0452020

University of Florida Bureau of Economic and Business Research, Florida Estimates of Population, retrieved 2026-10-01; Florida Office of Economic and Demographic Research, Demographic Estimating Conference: Projections of Florida Population by County, with Estimates for the base year, retrieved 2026-10-04 | Population estimates

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Basis of the latest figureestimate2025

Population by year

April 1 of each year. Basis is census in a census year, otherwise BEBR's estimate.

YearPopulationBasisChange
202515,157estimate+2.2%
202414,835estimate+12.4%
202313,200estimate+0.3%
202213,162estimate+0.6%
202113,081estimate+0.3%
202013,045census-1.3%
201913,211estimate-16.7%
201815,855estimate+0.7%
201715,737estimate+0.7%
201615,625estimate+6.4%
201514,681estimate+0.7%
201414,581estimate+1.7%
201314,332estimate+2.0%
201214,051estimate-2.3%
201114,383estimate-0.2%
201014,405census-0.2%
200914,440estimate-1.5%
200814,656estimate-0.4%
200714,713estimate-0.5%
200614,789estimate-0.8%
200514,901estimate+0.6%
200414,808estimate+0.9%
200314,680estimate+1.3%
200214,488estimate-0.1%
200114,503estimate+1.9%
200014,233census-1.3%
199914,418estimate+1.7%
199814,174estimate+0.6%
199714,091estimate+0.3%
199614,044estimate+1.2%
199513,879estimate+0.2%
199413,848estimate+2.5%
199313,504estimate+3.7%
199213,016estimate+3.6%
199112,559estimaten/a
198912,750estimate+0.6%
198812,678estimate+4.1%
198712,181estimate+2.7%
198611,858estimate+8.6%
198510,919estimate+9.4%
19849,981estimate+13.1%
19838,822estimate+6.6%
19828,273estimate+6.1%
19817,797estimaten/a
19796,789estimaten/a

Labor force (county figures)

Aug 2026

County figures, no city estimate published by FloridaCommerce

Unemployment rate (Bay County)4.4%Unemployment rate, not seasonally adjusted, Aug 2016 to Aug 2026Aug 201612.5% highAug 2026
Labor force (Bay County)95,375Aug 2026
Employment (Bay County)91,158Aug 2026
Unemployed (Bay County)4,217Aug 2026
Rate a year earlier4.2%Aug 2025
Labor force, change on a year earlier+1.0%Aug 2026

US Bureau of Labor Statistics, Local Area Unemployment Statistics, retrieved 2026-10-01 | Labor force page

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Latest month is preliminaryyesAug 2026

Monthly, last three years

Not seasonally adjusted. The latest month may be preliminary.

MonthLabor forceEmployedUnemployedRate
Aug 202695,37591,1584,2174.4%
Jul 202694,72490,4114,3134.6%
Jun 202695,60791,3304,2774.5%
May 202694,53190,3724,1594.4%
Apr 202694,24289,9044,3384.6%
Mar 202693,66389,4074,2564.5%
Feb 202692,84288,1354,7075.1%
Jan 202692,19287,1605,0325.5%
Dec 202592,22487,7984,4264.8%
Nov 202592,35287,6864,6665.1%
Sep 202593,93490,0593,8754.1%
Aug 202594,45490,5083,9464.2%
Jul 202594,64890,8363,8124.0%
Jun 202595,09191,4833,6083.8%
May 202594,20991,0143,1953.4%
Apr 202594,03890,9543,0843.3%
Mar 202593,67690,5073,1693.4%
Feb 202591,95188,6123,3393.6%
Jan 202591,84688,2873,5593.9%
Dec 202491,88788,8813,0063.3%
Nov 202492,72289,4613,2613.5%
Oct 202494,03990,9193,1203.3%
Sep 202493,25790,1043,1533.4%
Aug 202494,34090,9853,3553.6%
Jul 202494,82391,3983,4253.6%
Jun 202494,70591,4453,2603.4%
May 202493,24990,4772,7723.0%
Apr 202492,39289,7852,6072.8%
Mar 202492,22189,4142,8073.0%
Feb 202490,28687,3212,9653.3%
Jan 202489,54186,2893,2523.6%
Dec 202389,57386,7972,7763.1%
Nov 202390,43887,6642,7743.1%
Oct 202392,01189,1532,8583.1%
Sep 202392,64489,8222,8223.0%
Aug 202393,47290,5652,9073.1%

Annual averages

YearLabor forceEmployedUnemployedRate
202593,49389,7953,6984.0%
202492,78989,7073,0823.3%
202390,95688,3342,6222.9%
202288,22085,7012,5192.9%
202186,13782,6413,4964.1%
202082,74377,5685,1756.3%
201984,99081,7643,2263.8%
201889,29585,6393,6564.1%
201789,40185,6743,7274.2%
201689,60085,3384,2624.8%
201587,45282,6174,8355.5%
201487,05781,3135,7446.6%
201385,92479,3676,5577.6%
201286,03778,3247,7139.0%
201186,96577,9249,04110.4%

Sales and visitor spending

12 months to Mar 2026
BusinessFlare® estimate, last 12 months$264.4M

Monthly series, visitor, resident and big ticket groups, chart and workbook with the pass. Get the pass / Sign in Wide error flag.

Pass holders: Get the pass / Sign in opens the pass page and brings you straight back here signed in; the monthly estimate then loads in this card.

Economic Census geographic area series, retail trade and accommodation and food services, 2017 and 2022, retrieved 2026-10-01; BusinessFlare® city-level sales and visitor spending estimate (method and error; the figures are Street Economics Pass data), retrieved 2026-10-04 | How the estimate is made

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BusinessFlare® estimate from public sources. The estimate anchors on the sales the US Census Bureau published for this place in the 2017 and 2022 Economic Census, for retail trade and for accommodation and food services, and moves them month by month with the county's sales tax returns by kind of business (Florida Department of Revenue Form 10). After the 2022 anchor the place's share of the county moves with the growth of its commercial property on the Department's 2026 tax roll, as submitted by the county property appraiser, by use code: stores, shopping centers, supermarkets and auto dealers for retail; restaurants, bars and hotels for accommodation and food. The three spending groups follow the county's kind code mix within each sector. Every place with both anchors was carried from 2017 to 2022 the same way and the landing on the 2022 Census figure is the published error.

A landing error over 25% carries a wide error flag. The error is published with every figure; an estimate is never shown without it. Rounded to the nearest hundred thousand dollars; the monthly series is pass data.

Statewide median error, 2017 to 2022 back-test15.7%2017 to 2022
Retail trade (NAICS 44-45): Census sales 2017$170M2017
Retail trade (NAICS 44-45): Census sales 2022$226M2022
Retail trade (NAICS 44-45): 2022 landing error23.2%2022
Accommodation and food services (NAICS 72): Census sales 2017$31.4M2017
Accommodation and food services (NAICS 72): Census sales 2022$34.2M2022
Accommodation and food services (NAICS 72): 2022 landing error39.9%2022

Economic Census anchors and the back-test

SectorCensus sales 2017Census sales 20222017 carried to 2022Landing error
Retail trade (NAICS 44-45)$170M$226M$279M23.2%
Accommodation and food services (NAICS 72)$31.4M$34.2M$47.8M39.9%
  • wide error: the 2017 carry-forward landed 40% from the 2022 Census figure for Accommodation and food services (NAICS 72)

Business base

Aug 2026
Licensed food service, lodging and alcohol businesses99New licenses by month, Sep 2016 to Aug 2026Sep 20164 highAug 2026
Food service licenses39Aug 2026
Lodging licenses34Aug 2026
Alcoholic beverage licenses26Aug 2026
New licenses, last 12 months7Aug 2026

Florida DBPR active licensure base files: public food service, public lodging and retail alcoholic beverage licenses, retrieved 2026-10-01 | Licenses

Licenses are placed inside the city limits by their geocoded address.

No ZIP code has its Census internal point inside this place, so ZIP Code Business Patterns are not shown.

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Licenses by type

Counted licenses in DBPR's food service, lodging and alcoholic beverage files, placed by geocoded address.

License typeFileActive
2010-SEATfood28
2003-NAPTlodging23
2APSalcohol18
2014-MFDVfood7
2007-DWEL-SNGLlodging5
4COP-SFSalcohol4
2010-NOSTfood4
2001-HOTLlodging3
2002-MOTLlodging3
3PSalcohol2
11Calcohol1
2COPalcohol1

Building permits

Aug 2026
Housing units permitted, last 12 months94Housing units permitted by month, Jan 1988 to Aug 2026Jan 198832 highAug 2026
Change on the 12 months before-30.9%Aug 2026
Permit valuation, last 12 months$25.3MAug 2026
Units, latest month13Aug 2026
Single family units, last 12 months81Aug 2026
Units in buildings of 5 or more, last 12 months5Aug 2026
Units, latest annual table1332025

US Census Bureau, Building Permits Survey, place and county residential permits, retrieved 2026-10-01 | Building permits

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Monthly, last three years

Residential permits as the Bureau publishes them; imputed months are the Bureau's imputations.

MonthUnits1 unit5 or moreValuation
Aug 202613100$3.38M
Jul 202610100$2.94M
Jun 202611110$3.23M
May 2026990$2.64M
Apr 202613100$3.38M
Mar 2026550$1.43M
Feb 20261055$2.05M
Jan 2026440$1.14M
Dec 2025440$1.14M
Nov 2025330$857K
Oct 2025750$1.68M
Sep 2025550$1.43M
Aug 2025440$1.14M
Jul 202523230$5.78M
Jun 202518180$6.31M
May 202532240$8.29M
Apr 2025770$2.07M
Mar 202515150$4.44M
Feb 2025660$1.78M
Jan 2025970$2.31M
Dec 2024550$974K
Nov 2024550$974K
Oct 2024970$2.37M
Sep 2024330$908K
Aug 2024990$2.72M
Jul 202412120$3.63M
Jun 2024330$908K
May 20241578$3.1M
Apr 2024330$908K
Mar 2024110$303K
Feb 20241165$2.43M
Jan 2024330$908K
Dec 2023440$779K
Nov 2023550$974K
Oct 2023550$974K
Sep 2023550$974K

Annual table

YearUnits1 unit5 or moreValuation
20251331210$37.2M
2024796413$20.1M
202362620$12.1M
202267670$13.1M
202179790$15.4M
202069690$13.4M
201955550$10.7M
201854540$10.5M
201748480$9.35M
2016950$1.85M
201525250$4.38M
2014330$260K
2013330$260K
2012330$260K
2011660$435K

Property roll

2026 preliminary
Total just value$1.11B
Total taxable value (non school)$794M2026 preliminary
Total taxable value (school)$878M2026 preliminary
Just value, change on the prior roll+3.7%2025 final roll to 2026 preliminary
Taxable value (non school), change on the prior roll+6.1%2025 final roll to 2026 preliminary
Total just value, prior roll$1.07B2025 final roll
New construction value$22.7M2026 preliminary
Parcels6,1242026 preliminary

Florida Department of Revenue, NAL tax roll (name, address, legal), 2026 preliminary and final as posted, retrieved 2026-10-04

Parcels are placed by Census block group through the Census Bureau's block assignment file; a parcel in a block group that straddles the limits is apportioned. Census 2020 block groups; 73% of the county's just value lies in a place. Medians are over the parcels whose block group lies mostly in the place. Qualified sales: the roll's own sale fields, qualification codes 01 and 02, improved, single parcel.

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Median single family just value$187K2026 preliminary
Qualified sales, last 12 months312Jun 2025 to May 2026
Median qualified sale price$285KJun 2025 to May 2026
Just value, residential$945M2026 preliminary
Just value, commercial$84.2M2026 preliminary
Just value, industrial$11.3M2026 preliminary
Just value, agricultural$5.65M2026 preliminary
Just value, vacant$44.4M2026 preliminary
Just value, institutional$15.3M2026 preliminary
Just value, government$7.42M2026 preliminary
Just value, other$1.34M2026 preliminary

Just value by use group

Department of Revenue land use codes grouped: residential 001 to 009, commercial 011 to 039, industrial 041 to 049, agricultural 050 to 069, vacant 000, 010, 040 and 070, institutional 071 to 079, government 080 to 089, other 090 to 099. Taxable is the non school taxable value. Just value change compares with the 2025 final roll, summed the same way.

Use groupParcelsJust valueTaxable (non school)New constructionResidential unitsJust value change
Residential5,110$945M$658M$16.3M6,023+3.4%
Commercial130$84.2M$79.7M$6.33Mn/a+11.6%
Industrial16$11.3M$10.8M$8.4Kn/a+2.7%
Agricultural18$5.65M$729K$2.27Kn/a-0.1%
Vacant757$44.4M$40.5M$26.5Kn/a-0.2%
Institutional23$15.3M$2.62M$1.98Kn/a-1.4%
Government57$7.42M$0$40.3Kn/a-1.4%
Other14$1.34M$1.31M$0.5Kn/a+1.0%

Housing

2020 to 2024 ACS
Housing units6,170Homeownership rate, 1990 to 2024199066.7% high2024
Occupied units5,4862020 to 2024 ACS
Vacant units6842020 to 2024 ACS
Owner occupied households3,2182020-2024 5-Year
Renter occupied households2,2682020-2024 5-Year
Homeownership rate58.7%2020 to 2024 ACS
Cost burdened households, all tenures (over 30% of income)32.6%2025
Cost burdened renter households46.6%2025

Shimberg Center for Housing Studies, Florida Housing Data Clearinghouse, retrieved 2026-10-01 | Housing data

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Severely cost burdened renters (over 50%)15.0%2025
Median gross rent$1.32K2020 to 2024 ACS
Median single family sale price$285K2024

Cost burden by income, 2025

Households by the share of income spent on housing, Shimberg Center estimates for 2025.

TenureIncome (share of area median)30% or less30.1 to 50%Over 50%
All households30% AMI or less13213218
All households30.01-50% AMI253136262
All households50.01-80% AMI401317137
All households80.01-120% AMI6474595
All householdsGreater than 120% AMI2,6411670
Renters30% AMI or less13076
Renters30.01-50% AMI489197
Renters50.01-80% AMI8117013
Renters80.01-120% AMI3272870
RentersGreater than 120% AMI591540
Owners30% AMI or less0213142
Owners30.01-50% AMI2494765
Owners50.01-80% AMI320147124
Owners80.01-120% AMI3201725
OwnersGreater than 120% AMI2,0501130

Single family sales by year

YearMedian priceSales
1996$84K272
1997$86.5K300
1998$89K306
1999$93K251
2000$92.9K243
2001$101K256
2002$104K270
2003$114K293
2004$130K345
2005$163K340
2006$177K248
2007$170K216
2008$169K122
2009$152K111
2010$144K73
2011$127K68
2012$124K66
2013$117K77
2014$135K98
2015$157K161

Fiscal

Sep 2026
Half-cent sales tax, latest month$204KHalf-cent sales tax distributions by month, Oct 2016 to Sep 2026Oct 2016$235K highSep 2026
Half-cent sales tax, fiscal year to date$1.81MFY2026 to Sep 2026
Half-cent sales tax, last 12 months$1.81MSep 2026
Half-cent sales tax, change on the 12 months before+4.8%Sep 2026
State revenue sharing, latest month$74.3KSep 2026
State revenue sharing, fiscal year to date$886KFY2026 to Sep 2026
State revenue sharing, last 12 months$886KSep 2026
State revenue sharing, change on the 12 months before+9.9%Sep 2026

Florida Office of Economic and Demographic Research, Expenditures and Revenues Reported by Florida's County and Municipal Governments, retrieved 2026-10-01; Florida Department of Revenue, Revenue Confirmation Online, distributions to local governments, retrieved 2026-10-01; Florida Department of Financial Services, LOGERx local government Annual Financial Report data, long-term debt outstanding, retrieved 2026-10-04 | Distributions Annual financial report

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Total revenues$28.3MFY2024
Revenues, change on the year before+2.2%FY2024
Total expenditures$22.3MFY2024
Expenditures, change on the year before-24.4%FY2024
Revenues per resident$1.91KFY2024
Long-term debt outstanding at year end$11.9MFY2025
Long-term debt, change on the year before-10.4%FY2025

Half-cent sales tax, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$204K
Aug 2026$207K
Jul 2026$170K
Jun 2026$161K
May 2026$173K
Apr 2026$129K
Mar 2026$114K
Feb 2026$120K
Jan 2026$112K
Dec 2025$136K
Nov 2025$143K
Oct 2025$143K
Sep 2025$195K
Aug 2025$198K
Jul 2025$164K
Jun 2025$159K
May 2025$154K
Apr 2025$123K
Mar 2025$103K
Feb 2025$119K
Jan 2025$112K
Dec 2024$130K
Nov 2024$125K
Oct 2024$146K
Sep 2024$184K
Aug 2024$198K
Jul 2024$167K
Jun 2024$153K
May 2024$160K
Apr 2024$129K
Mar 2024$113K
Feb 2024$122K
Jan 2024$114K
Dec 2023$136K
Nov 2023$141K
Oct 2023$149K

State revenue sharing, monthly distributions

As the Department of Revenue's ledger prints them; a blank month is a month with no line.

MonthDistributed
Sep 2026$74.3K
Aug 2026$74.3K
Jul 2026$74.3K
Jun 2026$72.1K
May 2026$72.1K
Apr 2026$72.1K
Mar 2026$72.1K
Feb 2026$72.1K
Jan 2026$72.1K
Dec 2025$76.8K
Nov 2025$76.8K
Oct 2025$76.8K
Sep 2025$79K
Aug 2025$79K
Jul 2025$79K
Jun 2025$62K
May 2025$62K
Apr 2025$62K
Mar 2025$62K
Feb 2025$62K
Jan 2025$62K
Dec 2024$62K
Nov 2024$67.7K
Oct 2024$67.7K
Sep 2024$67.7K
Aug 2024$67.7K
Jul 2024$67.7K
Jun 2024$71.8K
May 2024$71.8K
Apr 2024$71.8K
Mar 2024$71.8K
Feb 2024$71.8K
Jan 2024$71.8K
Dec 2023$71.8K
Nov 2023$71.8K
Oct 2023$71.8K

Long-term debt by fiscal year

Total long-term debt outstanding at fiscal year end, all funds, as the government reported it to the Department of Financial Services in its Annual Financial Report.

Fiscal yearDebt outstandingChange
FY2025$11.9M-10.4%
FY2024$13.3M-9.1%
FY2023$14.6M-8.0%
FY2022$15.9M-7.2%
FY2021$17.1M-14.0%
FY2020$19.9M-16.4%
FY2019$23.8M+19.0%
FY2018$20M-4.6%
FY2017$20.9M-6.1%
FY2016$22.3M-21.7%
FY2015$28.5M-6.0%
FY2014$30.3M-5.2%
FY2013$32Mn/a

Revenues by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Taxes$7.22M$4.29M+68.2%
Permits, Fees, and Special Assessments$2.01M$1.59M+26.3%
Intergovernmental Revenues$5.61M$6.85M-18.2%
Charges for Services$10.2M$9.52M+6.7%
Judgments, Fines, and Forfeits$78.4K$66.7K+17.6%
Miscellaneous Revenues$2.66M$2.17M+22.8%
Other Sources$515K$3.17M-83.8%
Taxesn/an/an/a
Intergovernmental Revenuen/an/an/a
Permits and Franchise Feesn/an/an/a

Expenditures by category, FY2024

Sum of the fund columns in EDR's workbook for this government.

CategoryFY2024FY2023Change
General Government Services (Not Court-Related)$1.75M$1.76M-0.4%
Public Safety$5.09M$4.35M+16.9%
Physical Environment$8.91M$7.94M+12.2%
Transportation$3.98M$7.15M-44.3%
Culture / Recreation$2M$5.07M-60.5%
Other Uses and Non-Operating$515K$3.17M-83.8%
Other Usesn/an/an/a
Economic Environmentn/an/an/a

Bank deposits

June 30, 2026
Deposits (offices reporting this city)$84.8MDeposits, June 30 each year, 1994 to 20261994$103M high2026
Change on a year earlier+5.8%June 30, 2026
Change, real+2.5%June 30, 2026
Branches1June 30, 2026
Institutions1June 30, 2026
Branches opened since the survey a year earlier0June 30, 2026
Branches closed since the survey a year earlier0June 30, 2026

FDIC Summary of Deposits, Florida offices, every June 30 since 1994, retrieved 2026-10-01 | Bank deposits

Offices whose reported city is Callaway.

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Offices, June 30, 2026

Deposits as each office reports them to the FDIC; the city is the one the bank reports, not a municipal boundary.

InstitutionBranchAddressCityDeposits
Regions BankCallaway Branch730 N Tyndall PkwyCallaway$84.8M

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